Is the $48,694 price on this 2026 Volvo XC40 a good deal?

OAV rates this as a Great Deal because the asking price of $48,694 is below the typical market range for this vehicle.

How long does a 2026 Volvo XC40 typically stay on dealer lots?

Comparable Volvo XC40 listings in MO spend an average of 143 days on dealer lots.

Where is this 2026 Volvo XC40 located?

This vehicle is listed in St. Louis, MO 63143. VIN: YV4L12UM3T2671817. Mileage: 5 miles.

What is the fair market price range for this 2026 Volvo XC40?

OAV's Price-to-Market analysis estimates the fair market range is $49,574 to $53,909, based on 13 comparable listings matched to this vehicle.

2026 Volvo XC40 Ultra for Sale in St. Louis, MO

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Vehicle Details

VINYV4L12UM3T2671817

TrimUltra

Exterior ColorWhite

Drivetrain4WD

Engine2.0L I4

TransmissionAutomatic

Fuel TypePremium Unleaded

Inventory Typenew

MSRP$53,095

Days on Lot344

Ultra

Great Deal

$48,6945 mi

Dealer-reported mileage — not independently verified by OAV.

St. Louis, MO 63143

Is this 2026 Volvo XC40 Ultra a good deal?

OAV verdict: Great Deal

Why: Listed at $48,694, comparable market range $49,574–$53,909, based on 13 comparable listings. Listed 344 days · longer than most comparable local listings (typical ~60–270 days).

Manufacturer MSRPReference

$53,095

This vehicle $48,694 · $4,401 (8%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$48,694 · $880 below market low

Comparable range: $49,574 – $53,909
vs. market low: — $880 (2% below)
Comparable vehicles: 13

Market Retail Price (MRP™)

$51,742

This vehicle $48,694 · $3,048 (6%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$53,203

This vehicle $48,694 · $4,509 (8%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-24) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 16–72 days.

Verify before inquiring

This listing has been available about 4.8x longer than comparable vehicles typically take to sell (cohort sells in 16–72 days; this one is at 344). Confirm its history, condition, availability, and out-the-door price before proceeding.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$49,574 – $53,909

Regional Range$49,574 – $53,909

Volvo Cars St. Louis

St. Louis, MO

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from volvo cars st. louis →

Request availability and out-the-door price

OAV will route your inquiry to Volvo Cars St. Louis for current availability of this 2026 Volvo XC40 Ultra and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Volvo XC40

Listing updated: Aug 23, 2026

Listed by a franchise dealer in St. Louis, MO · On lot for 344 days · VIN verifiable at NHTSA

This new 2026 Volvo XC40 Ultra is listed at $48,694 by volvo cars st. louis in St. Louis, MO 63143. It has 5 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 13 comparable listings matched to this vehicle, the estimated market range is $49,574 to $53,909. The local market range in MO is $49,574 to $53,909. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 344 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader St. Louis, MO suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2026 Volvo XC40 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in St. Louis, MO, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4L12UM3T2671817 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2026 Volvo XC40 Market in MO

MO Market Listings

Average Price

$44,728

Price Range

$24,990–$54,109

Avg Days on Lot

143

Based on all 62 2024-2028 Volvo XC40 listings in the MO market, the average asking price is $44,728. This listing at $48,694 is $3,966 above the broader MO average (9% above the MO average). This is a wider, all-trim comparison across MO; OAV's price verdict above uses the closer comparable set. Comparable prices in MO range from $24,990 to $54,109. Similar vehicles spend an average of 143 days on dealer lots in this market.