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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2020 Buick Encore GX Select

2020 Buick Encore GXView this vehicle at prime auto finance inc →

Vehicle Details

VINKL4MMDSL3LB100617
TrimSelect
Exterior ColorBlack
DrivetrainFWD
TransmissionCVT
Fuel TypeUnleaded
Inventory Typeused
Days on Lot3

Select

Great Deal
$10,995108,320 mi

Hammond, IN 46320

Is this 2020 Buick Encore GX Select a good deal?

OAV verdict: Great Deal

Why: Listed at $10,995, comparable market range $14,995–$16,356, based on 10 comparable listings. Listed 3 days.

Market price position

$10,995 · $4,000 below market low

Comparable range
$14,995 – $16,356
vs. market low
— $4,000 (27% below)
Comparable vehicles
10

Market Retail Price (MRP™)

$15,676

This vehicle $10,995 · $4,681 (30%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$13,693

This vehicle $10,995 · $2,698 (20%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-02) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1760 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$14,995 – $16,356

Prime Auto Finance Inc

Hammond, IN

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Buick Encore GX

Listing updated: Sep 2, 2026

Listed by an independent dealer in Hammond, IN · On lot for 3 days · VIN verifiable at NHTSA

This used 2020 Buick Encore GX Select is listed at $10,995 by prime auto finance inc in Hammond, IN 46320. It has 108,320 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain and CVT transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 10 comparable listings matched to this vehicle, the estimated market range is $14,995 to $16,356. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 3 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 2, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Hammond, IN suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2020 Buick Encore GX against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Hammond, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN KL4MMDSL3LB100617 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2020 Buick Encore GX Market in IN

IN Market Listings

69

Average Price

$18,196

Price Range

$13,995–$22,915

Avg Days on Lot

46

Based on all 69 2018-2022 Buick Encore GX listings in the IN market, the average asking price is $18,196. This listing at $10,995 is $7,201 below the broader IN average (40% below the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $13,995 to $22,915. Similar vehicles spend an average of 46 days on dealer lots in this market.

Similar Buick Encore GX Listings in IN

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Select — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.