2026 Toyota Camry XSE
Vehicle Details
XSE
Dealer-reported mileage — not independently verified by OAV.
Phoenix, AZ 85054
Is this 2026 Toyota Camry XSE a good deal?
OAV verdict: Fair Price
Why: Listed at $37,318, comparable market range $37,305–$46,227, based on 50 comparable listings. Days on lot: 24 days (market average 25 days).
Manufacturer MSRPReference
$37,928This vehicle $37,318 · $610 (2%) below MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$37,318 · within market range
- Comparable range
- $37,305 – $46,227
- vs. market
- $13 above low · $8,909 below high
- Comparable vehicles
- 50
Market Retail Price (MRP™)
$41,766This vehicle $37,318 · $4,448 (11%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$41,790This vehicle $37,318 · $4,472 (11%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-04) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 10–42 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Penske Automall
Phoenix, AZ
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Penske Automall for current availability of this 2026 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Aug 4, 2026Listed by a franchise dealer in Phoenix, AZ · On lot for 24 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry XSE is listed at $37,318 by penske automall in Phoenix, AZ 85054. It has 5 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 50 comparable listings matched to this vehicle, the estimated market range is $37,305 to $46,227. The local market range in AZ is $37,305 to $46,227. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).
This vehicle has been on the lot for 24 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Phoenix, AZ sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Phoenix, AZ, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK9TU777075 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Toyota Camry Market in AZ
AZ Market Listings
1,331
Average Price
$35,503
Price Range
$18,990–$47,026
Avg Days on Lot
25
Based on all 1,331 2024-2028 Toyota Camry listings in the AZ market, the average asking price is $35,503. This listing at $37,318 is $1,815 above the broader AZ average (5% above the AZ average). This is a wider, all-trim comparison across AZ; OAV's price verdict above uses the closer comparable set. Comparable prices in AZ range from $18,990 to $47,026. Similar vehicles spend an average of 25 days on dealer lots in this market.
Similar Toyota Camry Listings in AZ
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XSE — compare trims below)
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