2024 Ford F-150 XLT

Listed by a franchise dealer in Ottawa, IL · On lot for 2 days · VIN verifiable at NHTSA

This used 2024 Ford F-150 XLT is listed at $37,328 by ottawa mazda in Ottawa, IL 61350. It has 25,293 miles on the odometer (dealer-reported, not independently verified by OAV). It features a 4WD drivetrain with a 2.7L V6 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin. Based on 29 comparable listings matched to this vehicle, the estimated market range is $39,462 to $50,412. The local comparable range around Ottawa, IL is $39,462 to $50,412; the local cohort is drawn around this dealer's market and can include listings across a state line. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 2 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 26, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Ottawa, IL trucks market analysis. OAV rates each vehicle against its comparable range and comparable count — local-first, widening the comparison set only when local inventory is too thin to support a reliable range; days-on-lot and demand signals are shown separately, not as verdict inputs.

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Price history

Asking-price changes for this listing over the last 90 days at this dealer.

1. Sep 26, 2026 · Reduced $5,350 (−12.5%)$37,328
2. Sep 25, 2026 · Reduced $399 (−0.9%)$42,678
3. First seen Sep 24, 2026 at $43,077$43,077

Down $5,749 (−13.3%) across 2 price changes; current asking price as of Sep 26, 2026.

Based on observations of this listing. Dates reflect when a change was first observed; the dealer's own records may differ.

How this deal is rated

OAV compares this 2024 Ford F-150 against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

• Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
• Fair Price — priced within the comparable range, or below the floor by less than that margin.
• Overpriced — priced above the comparable range.
• Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's Price-to-Market verdict and live market context for every dealer's inventory, whether or not the dealer has any relationship with OAV. A dealer that claims its listings can manage its profile and have buyer inquiries routed to it directly. A paying partner's own listings additionally carry an OAV Verified Partner label on the dealer contact block and a link to the dealer's own listing page. That is the complete list of what a relationship with OAV changes, and all of it concerns the dealer's identity on its own listings. Payment never changes a vehicle's verdict, its eligibility to be scored or cited, the evidence shown or withheld, or where and how prominently the listing appears on any OAV page, board, or answer. There is no paid placement, ranking, ordering, verdict badge, or featured position of any kind. OAV sells dealers insight into the evidence, never influence over it.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Ottawa, IL, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTFW3LD3RFA99674 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2024 Ford F-150 Market in IL

Based on all 4,985 2022-2026 Ford F-150 listings in the IL market, the average asking price is $54,343. This listing at $37,328 is $17,015 below the broader IL average (31% below the IL average). This is a wider, all-trim comparison across IL; OAV's price verdict above uses the closer comparable set. Comparable prices in IL range from $37,990 to $75,366. Similar vehicles spend an average of 76 days on dealer lots in this market.

Similar Ford F-150 Listings in IL

8 similar listings shown (closest matches by model year and mileage) (subject trim: XLT — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.