Is the $44,306 price on this 2026 Ford F-150 a good deal?

OAV rates this as a Great Deal because the asking price of $44,306 is below the typical market range for this vehicle.

How long does a 2026 Ford F-150 typically stay on dealer lots?

Comparable Ford F-150 listings in FL spend an average of 68 days on dealer lots.

Where is this 2026 Ford F-150 located?

This vehicle is listed in Palatka, FL 32177. VIN: 1FTEX3K81TKD17431. Mileage: 6 miles.

What is the fair market price range for this 2026 Ford F-150?

OAV's Price-to-Market analysis estimates the fair market range is $46,163 to $76,514, based on 18 comparable listings matched to this vehicle.

2026 Ford F-150 XLT for Sale in Palatka, FL

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Vehicle Details

VIN1FTEX3K81TKD17431

TrimXLT

Exterior ColorWhite

DrivetrainRWD

Engine3.5L V6

TransmissionAutomatic

Fuel TypeUnleaded

Inventory Typenew

MSRP$52,785

Days on Lot192

XLT

Great Deal

$44,3066 mi

Dealer-reported mileage — not independently verified by OAV.

Palatka, FL 32177

Is this 2026 Ford F-150 XLT a good deal?

OAV verdict: Great Deal

Why: Listed at $44,306, comparable market range $46,163–$76,514, based on 18 comparable listings. Days on lot: 192 days (market average 68 days).

Manufacturer MSRPReference

$52,785

This vehicle $44,306 · $8,479 (16%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$44,306 · $1,857 below market low

Comparable range: $46,163 – $76,514
vs. market low: — $1,857 (4% below)
Comparable vehicles: 18

Market Retail Price (MRP™)

$61,339

This vehicle $44,306 · $17,033 (28%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$57,698

This vehicle $44,306 · $13,392 (23%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-19) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 13–64 days.

Verify before inquiring

This listing has been available about 3.0x longer than comparable vehicles typically take to sell (cohort sells in 13–64 days; this one is at 192). Confirm its history, condition, availability, and out-the-door price before proceeding.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$46,163 – $76,514

Regional Range$40,674 – $113,295

Beck Ford

Palatka, FL

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from beck ford →

Request availability and out-the-door price

OAV will route your inquiry to Beck Ford for current availability of this 2026 Ford F-150 XLT and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Ford F-150

Listing updated: Aug 19, 2026

Listed by a franchise dealer in Palatka, FL · On lot for 192 days · VIN verifiable at NHTSA

This new 2026 Ford F-150 XLT is listed at $44,306 by beck ford in Palatka, FL 32177. It has 6 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a RWD drivetrain with a 3.5L V6 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 18 comparable listings matched to this vehicle, the estimated market range is $46,163 to $76,514. The local market range in FL is $46,163 to $76,514. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 192 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Palatka, FL trucks market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2026 Ford F-150 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Palatka, FL, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTEX3K81TKD17431 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2026 Ford F-150 Market in FL

FL Market Listings

8,383

Average Price

$59,016

Price Range

$11,980–$259,891

Avg Days on Lot

Based on all 8,383 2024-2028 Ford F-150 listings in the FL market, the average asking price is $59,016. This listing at $44,306 is $14,710 below the broader FL average (25% below the FL average). This is a wider, all-trim comparison across FL; OAV's price verdict above uses the closer comparable set. Comparable prices in FL range from $11,980 to $259,891. Similar vehicles spend an average of 68 days on dealer lots in this market.