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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2020 Ford Explorer XLT

2020 Ford ExplorerView this vehicle at summit automotive ford →

Vehicle Details

VIN1FMSK8DH4LGD14503
TrimXLT
Exterior ColorSilver
Drivetrain4WD
Engine2.3L I4
TransmissionAutomatic
Fuel TypeUnleaded
Inventory Typeused
Days on Lot108

XLT

Fair Price
$21,99173,175 mi

Beaver Dam, WI 53916

Is this 2020 Ford Explorer XLT a good deal?

OAV verdict: Fair Price

Why: Listed at $21,991, comparable market range $15,900–$24,948, based on 31 comparable listings. Listed 108 days · longer than most comparable local listings (typical ~15–90 days).

Market price position

$21,991 · within market range

Comparable range
$15,900 – $24,948
vs. market
$6,091 above low · $2,957 below high
Comparable vehicles
31

Market Retail Price (MRP™)

$20,424

This vehicle $21,991 · $1,567 (8%) above MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$21,651

This vehicle $21,991 · $340 (2%) above TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-13) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1449 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$15,900 – $24,948

Summit Automotive Ford

Beaver Dam, WI

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Ford Explorer

Listing updated: Sep 13, 2026

Listed by a franchise dealer in Beaver Dam, WI · On lot for 108 days · VIN verifiable at NHTSA

This used 2020 Ford Explorer XLT is listed at $21,991 by summit automotive ford in Beaver Dam, WI 53916. It has 73,175 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Silver. It features a 4WD drivetrain with a 2.3L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 31 comparable listings matched to this vehicle, the estimated market range is $15,900 to $24,948. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 108 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 13, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Beaver Dam, WI suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2020 Ford Explorer against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Beaver Dam, WI, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FMSK8DH4LGD14503 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2020 Ford Explorer Market in WI

WI Market Listings

376

Average Price

$23,743

Price Range

$15,797–$31,524

Avg Days on Lot

67

Based on all 376 2018-2022 Ford Explorer listings in the WI market, the average asking price is $23,743. This listing at $21,991 is $1,752 below the broader WI average (7% below the WI average). This is a wider, all-trim comparison across WI; OAV's price verdict above uses the closer comparable set. Comparable prices in WI range from $15,797 to $31,524. Similar vehicles spend an average of 67 days on dealer lots in this market.

Similar Ford Explorer Listings in WI

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLT — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.