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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Volvo XC40 Ultra

2026 Volvo XC40View this vehicle at sheehy volvo cars hunt valley →

Vehicle Details

VINYV4L12UMXT2869424
TrimUltra
Drivetrain4WD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typenew
MSRP$53,860
Days on Lot62

Ultra

Fair Price
$48,701Mileage not verified

Cockeysville, MD 21030

Is this 2026 Volvo XC40 Ultra a good deal?

OAV verdict: Fair Price

Why: Listed at $48,701, comparable market range $48,175–$55,299, based on 61 comparable listings. Listed 62 days · about typical for comparable local listings (typical ~45–180 days).

Manufacturer MSRPReference

$53,860

This vehicle $48,701 · $5,159 (10%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$48,701 · within market range

Comparable range
$48,175 – $55,299
vs. market
$526 above low · $6,598 below high
Comparable vehicles
61

Market Retail Price (MRP™)

$51,737

This vehicle $48,701 · $3,036 (6%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$53,155

This vehicle $48,701 · $4,454 (8%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-03) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1766 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$48,501 – $48,701
Regional Range$48,175 – $55,299

Sheehy Volvo Cars Hunt Valley

Cockeysville, MD

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Volvo XC40

Listing updated: Sep 3, 2026

Listed by a franchise dealer in Cockeysville, MD · On lot for 62 days · VIN verifiable at NHTSA

This new 2026 Volvo XC40 Ultra is listed at $48,701 by sheehy volvo cars hunt valley in Cockeysville, MD 21030. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 61 comparable listings matched to this vehicle, the estimated market range is $48,175 to $55,299. The comparable range in MD is $48,501 to $48,701. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 62 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 3, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Cockeysville, MD suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Volvo XC40 against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Cockeysville, MD, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4L12UMXT2869424 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Volvo XC40 Market in MD

MD Market Listings

190

Average Price

$49,905

Price Range

$40,146–$54,660

Avg Days on Lot

107

Based on all 190 2024-2028 Volvo XC40 listings in the MD market, the average asking price is $49,905. This listing at $48,701 is $1,204 below the broader MD average (2% below the MD average). This is a wider, all-trim comparison across MD; OAV's price verdict above uses the closer comparable set. Comparable prices in MD range from $40,146 to $54,660. Similar vehicles spend an average of 107 days on dealer lots in this market.

Similar Volvo XC40 Listings in MD

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Ultra — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.