2021 Volvo XC40 Momentum

Listed by an independent dealer in Gaithersburg, MD · On lot for 19 days · VIN verifiable at NHTSA

This used 2021 Volvo XC40 Momentum is listed at $25,998 by carmax gaithersburg in Gaithersburg, MD 20877. It has 25,974 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Overpriced — priced above market value. Based on 18 comparable listings matched to this vehicle, the estimated market range is $18,350 to $22,998. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).

This vehicle has been on the lot for 19 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Gaithersburg, MD suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

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How this deal is rated

OAV compares this 2021 Volvo XC40 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

• Great Deal — priced below the typical range for comparable vehicles.
• Fair Price — priced within the expected range for comparable vehicles.
• Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Gaithersburg, MD, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4AC2HK0M2487639 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2021 Volvo XC40 Market in MD

Based on all 65 2019-2023 Volvo XC40 listings in the MD market, the average asking price is $27,020. This listing at $25,998 is $1,022 below the broader MD average (4% below the MD average). This is a wider, all-trim comparison across MD; OAV's price verdict above uses the closer comparable set. Comparable prices in MD range from $16,950 to $34,964. Similar vehicles spend an average of 43 days on dealer lots in this market.

Similar Volvo XC40 Listings in MD

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)