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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2020 Volvo XC40 Momentum

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Vehicle Details

VINYV4162UK5L2190474
TrimMomentum
Exterior ColorGray
Drivetrain4WD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typeused
Days on Lot1088

Momentum

Overpriced
$27,00638,000 mi

Pasadena, CA 91107

Is this 2020 Volvo XC40 Momentum a good deal?

OAV verdict: Overpriced

Why: Listed at $27,006, comparable market range $18,983–$24,120, based on 10 comparable listings. Days on lot: 1,088 days (market average 73 days).

Market price position

$27,006 · $2,886 above market high

Comparable range
$18,983 – $24,120
vs. market high
+ $2,886 (12% above)
Comparable vehicles
10

Market Retail Price (MRP™)

$21,552

This vehicle $27,006 · $5,454 (25%) above MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$23,583

This vehicle $27,006 · $3,423 (15%) above TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-20) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1644 days.

Verify before inquiring
  • This listing has been available about 24.7x longer than comparable vehicles typically take to sell (cohort sells in 16–44 days; this one is at 1088). Confirm its history, condition, availability, and out-the-door price before proceeding.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$18,983 – $24,120

Rusnak Volvo Cars

Pasadena, CA

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Volvo XC40

Listing updated: Aug 20, 2026

Listed by a franchise dealer in Pasadena, CA · On lot for 1088 days · VIN verifiable at NHTSA

This used 2020 Volvo XC40 Momentum is listed at $27,006 by rusnak volvo cars in Pasadena, CA 91107. It has 38,000 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Gray. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Overpriced — priced above market value. Based on 10 comparable listings matched to this vehicle, the estimated market range is $18,983 to $24,120. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 1088 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Pasadena, CA suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Volvo XC40 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the typical range for comparable vehicles.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Pasadena, CA, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4162UK5L2190474 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Volvo XC40 Market in CA

CA Market Listings

37

Average Price

$21,574

Price Range

$12,499–$28,998

Avg Days on Lot

73

Based on all 37 2018-2022 Volvo XC40 listings in the CA market, the average asking price is $21,574. This listing at $27,006 is $5,432 above the broader CA average (25% above the CA average). This is a wider, all-trim comparison across CA; OAV's price verdict above uses the closer comparable set. Comparable prices in CA range from $12,499 to $28,998. Similar vehicles spend an average of 73 days on dealer lots in this market.

Similar Volvo XC40 Listings in CA

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)