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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2021 Volvo XC60 Momentum

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Vehicle Details

VINYV4102RK5M1690149
TrimMomentum
Exterior ColorBlack
Drivetrain4WD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typeused
Days on Lot13

Momentum

Fair Price
$20,93678,430 mi

Annapolis, MD 21409

Is this 2021 Volvo XC60 Momentum a good deal?

OAV verdict: Fair Price

Why: Listed at $20,936, comparable market range $19,997–$28,998, based on 10 comparable listings. Days on lot: 13 days (market average 35 days).

Market price position

$20,936 · within market range

Comparable range
$19,997 – $28,998
vs. market
$939 above low · $8,062 below high
Comparable vehicles
10

Market Retail Price (MRP™)

$24,498

This vehicle $20,936 · $3,562 (15%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$22,356

This vehicle $20,936 · $1,420 (6%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-03) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1960 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$19,997 – $28,998

Annapolis Hyundai

Annapolis, MD

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2021 Volvo XC60

Listing updated: Aug 3, 2026

Listed by a franchise dealer in Annapolis, MD · On lot for 13 days · VIN verifiable at NHTSA

This used 2021 Volvo XC60 Momentum is listed at $20,936 by annapolis hyundai in Annapolis, MD 21409. It has 78,430 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 10 comparable listings matched to this vehicle, the estimated market range is $19,997 to $28,998. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).

This vehicle has been on the lot for 13 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Annapolis, MD suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2021 Volvo XC60 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the typical range for comparable vehicles.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Annapolis, MD, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102RK5M1690149 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2021 Volvo XC60 Market in MD

MD Market Listings

80

Average Price

$30,125

Price Range

$14,995–$43,071

Avg Days on Lot

35

Based on all 80 2019-2023 Volvo XC60 listings in the MD market, the average asking price is $30,125. This listing at $20,936 is $9,189 below the broader MD average (31% below the MD average). This is a wider, all-trim comparison across MD; OAV's price verdict above uses the closer comparable set. Comparable prices in MD range from $14,995 to $43,071. Similar vehicles spend an average of 35 days on dealer lots in this market.

Similar Volvo XC60 Listings in MD

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)