Skip to main content
U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2020 Volvo XC60 Momentum

Dealer imagery unavailable to OAVRequest current photos and confirm the vehicle's condition with the dealer.

Vehicle Details

VINYV4102RK2L1589245
TrimMomentum
Exterior ColorWhite
Drivetrain4WD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typeused
Days on Lot22

Momentum

Fair Price
$20,49984,178 mi

Elmsford, NY 10523

Is this 2020 Volvo XC60 Momentum a good deal?

OAV verdict: Fair Price

Why: Listed at $20,499, comparable market range $19,481–$26,000, based on 18 comparable listings. Listed 22 days.

Market price position

$20,499 · within market range

Comparable range
$19,481 – $26,000
vs. market
$1,018 above low · $5,501 below high
Comparable vehicles
18

Market Retail Price (MRP™)

$22,741

This vehicle $20,499 · $2,242 (10%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$20,632

This vehicle $20,499 · $133 (1%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-23) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1867 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$19,481 – $26,000

Subaru White Plains

Elmsford, NY

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from subaru white plains

Request availability and out-the-door price

OAV will route your inquiry to Subaru White Plains for current availability of this 2020 Volvo XC60 Momentum and an out-the-door price quote (taxes, fees, addons included).

By submitting, you agree that OAV may share your email, ZIP, and message with Subaru White Plains so the dealer can respond to your request. See our Privacy Policy and Notice at Collection.

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Volvo XC60

Listing updated: Aug 23, 2026

Listed by a franchise dealer in Elmsford, NY · On lot for 22 days · VIN verifiable at NHTSA

This used 2020 Volvo XC60 Momentum is listed at $20,499 by subaru white plains in Elmsford, NY 10523. It has 84,178 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 18 comparable listings matched to this vehicle, the estimated market range is $19,481 to $26,000. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 22 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Elmsford, NY suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Volvo XC60 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the typical range for comparable vehicles.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Elmsford, NY, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102RK2L1589245 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Volvo XC60 Market in NY

NY Market Listings

63

Average Price

$24,197

Price Range

$15,500–$41,590

Avg Days on Lot

49

Based on all 63 2018-2022 Volvo XC60 listings in the NY market, the average asking price is $24,197. This listing at $20,499 is $3,698 below the broader NY average (15% below the NY average). This is a wider, all-trim comparison across NY; OAV's price verdict above uses the closer comparable set. Comparable prices in NY range from $15,500 to $41,590. Similar vehicles spend an average of 49 days on dealer lots in this market.

Similar Volvo XC60 Listings in NY

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)