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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2020 Volvo XC90 Momentum

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Vehicle Details

VINYV4102PK5L1535781
TrimMomentum
Exterior ColorGray
Drivetrain4WD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typeused
Days on Lot163

Momentum

Fair Price
$19,99567,000 mi

Farmingdale, NY 11735

Is this 2020 Volvo XC90 Momentum a good deal?

OAV verdict: Fair Price

Why: Listed at $19,995, comparable market range $14,189–$27,995, based on 21 comparable listings. Days on lot: 163 days (market average 51 days).

Market price position

$19,995 · within market range

Comparable range
$14,189 – $27,995
vs. market
$5,806 above low · $8,000 below high
Comparable vehicles
21

Market Retail Price (MRP™)

$21,092

This vehicle $19,995 · $1,097 (5%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$25,096

This vehicle $19,995 · $5,101 (20%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-31) — an estimate, not an appraisal. How TRV works.

Demand-Verified· Backed by recent sales data

Similar vehicles recently sold in an estimated 1655 days.

Verify before inquiring
  • This listing has been on market about 3.0x longer than typical for similar vehicles (cohort sells in 16–55 days; this one is at 163). Long days-on-lot on a fast-turn cohort can signal title concerns, mechanical issues, or pricing the dealer won't actually honor. Recommend a vehicle history report before spending more time.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$14,189 – $27,995

Precision Auto Sales Of New York

Farmingdale, NY

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About This 2020 Volvo XC90

Listing updated: Jul 31, 2026

Listed by an independent dealer in Farmingdale, NY · On lot for 163 days · VIN verifiable at NHTSA

This used 2020 Volvo XC90 Momentum is listed at $19,995 by precision auto sales of new york in Farmingdale, NY 11735. It has 67,000 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Gray. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 21 comparable listings matched to this vehicle, the estimated market range is $14,189 to $27,995. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).

This vehicle has been on the lot for 163 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Farmingdale, NY suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Volvo XC90 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the typical range for comparable vehicles.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Farmingdale, NY, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102PK5L1535781 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Volvo XC90 Market in NY

NY Market Listings

64

Average Price

$26,715

Price Range

$13,986–$40,998

Avg Days on Lot

51

Based on all 64 2018-2022 Volvo XC90 listings in the NY market, the average asking price is $26,715. This listing at $19,995 is $6,720 below the broader NY average (25% below the NY average). This is a wider, all-trim comparison across NY; OAV's price verdict above uses the closer comparable set. Comparable prices in NY range from $13,986 to $40,998. Similar vehicles spend an average of 51 days on dealer lots in this market.

Similar Volvo XC90 Listings in NY

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)