2020 Volvo XC90 Momentum
Vehicle Details
Momentum
Cary, NC 27513
Is this 2020 Volvo XC90 Momentum a good deal?
OAV verdict: Fair Price
Why: Listed at $23,243, comparable market range $18,650–$25,790, based on 27 comparable listings. Days on lot: 12 days (market average 48 days).
Market price position
$23,243 · within market range
- Comparable range
- $18,650 – $25,790
- vs. market
- $4,593 above low · $2,547 below high
- Comparable vehicles
- 27
Market Retail Price (MRP™)
$22,220This vehicle $23,243 · $1,023 (5%) above MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$22,781This vehicle $23,243 · $462 (2%) above TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-20) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 15–55 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Volvo Cars Of Cary
Cary, NC
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OAV will route your inquiry to Volvo Cars Of Cary for current availability of this 2020 Volvo XC90 Momentum and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Volvo XC90
Listing updated: Aug 20, 2026Listed by a franchise dealer in Cary, NC · On lot for 12 days · VIN verifiable at NHTSA
This used 2020 Volvo XC90 Momentum is listed at $23,243 by volvo cars of cary in Cary, NC 27513. It has 85,646 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Gray. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 27 comparable listings matched to this vehicle, the estimated market range is $18,650 to $25,790. The local market range in NC is $18,650 to $25,790. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 12 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Cary, NC suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Volvo XC90 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Cary, NC, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102CK9L1543520 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Volvo XC90 Market in NC
NC Market Listings
120
Average Price
$23,084
Price Range
$10,997–$38,987
Avg Days on Lot
48
Based on all 120 2018-2022 Volvo XC90 listings in the NC market, the average asking price is $23,084. This listing at $23,243 is $159 above the broader NC average (1% above the NC average). This is a wider, all-trim comparison across NC; OAV's price verdict above uses the closer comparable set. Comparable prices in NC range from $10,997 to $38,987. Similar vehicles spend an average of 48 days on dealer lots in this market.
Similar Volvo XC90 Listings in NC
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)
2018 Volvo XC90
Momentum
Wilmington, NC
2018 Volvo XC90
Momentum
High Point, NC
2018 Volvo XC90
Momentum
Raleigh, NC
2018 Volvo XC90
Momentum
Raleigh, NC
2021 Volvo XC90
Momentum
Wilmington, NC
2018 Volvo XC90
Momentum
Hickory, NC
2018 Volvo XC90
Momentum
Charlotte, NC
2019 Volvo XC90
Momentum
Monroe, NC