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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2019 Volvo XC90 Momentum

2019 Volvo XC90View this vehicle at johnson volvo cars charlotte →

Vehicle Details

VINYV4102CK3K1438051
TrimMomentum
Exterior ColorWhite
DrivetrainFWD
Engine2.0L I4
TransmissionAutomatic
Fuel TypePremium Unleaded
Inventory Typeused
Days on Lot4

Momentum

Great Deal
$18,88688,753 mi

Charlotte, NC 28227

Is this 2019 Volvo XC90 Momentum a good deal?

OAV verdict: Great Deal

Why: Listed at $18,886, comparable market range $19,508–$22,886, based on 23 comparable listings. Listed 4 days.

Market price position

$18,886 · $622 below market low

Comparable range
$19,508 – $22,886
vs. market low
— $622 (3% below)
Comparable vehicles
23

Market Retail Price (MRP™)

$21,197

This vehicle $18,886 · $2,311 (11%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$19,908

This vehicle $18,886 · $1,022 (5%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-03) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1545 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$19,508 – $22,886
Regional Range$17,461 – $22,886

Johnson Volvo Cars Charlotte

Charlotte, NC

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About This 2019 Volvo XC90

Listing updated: Sep 3, 2026

Listed by a franchise dealer in Charlotte, NC · On lot for 4 days · VIN verifiable at NHTSA

This used 2019 Volvo XC90 Momentum is listed at $18,886 by johnson volvo cars charlotte in Charlotte, NC 28227. It has 88,753 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 23 comparable listings matched to this vehicle, the estimated market range is $19,508 to $22,886. The comparable range in NC is $19,508 to $22,886. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 4 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 3, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Charlotte, NC suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2019 Volvo XC90 against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Charlotte, NC, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102CK3K1438051 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2019 Volvo XC90 Market in NC

NC Market Listings

107

Average Price

$20,541

Price Range

$14,298–$28,762

Avg Days on Lot

49

Based on all 107 2017-2021 Volvo XC90 listings in the NC market, the average asking price is $20,541. This listing at $18,886 is $1,655 below the broader NC average (8% below the NC average). This is a wider, all-trim comparison across NC; OAV's price verdict above uses the closer comparable set. Comparable prices in NC range from $14,298 to $28,762. Similar vehicles spend an average of 49 days on dealer lots in this market.

Similar Volvo XC90 Listings in NC

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.