Is the $22,200 price on this 2020 Volvo XC90 a good deal?

OAV rates this as Fair Price because the asking price of $22,200 is within the typical market range for this vehicle.

How long does a 2020 Volvo XC90 typically stay on dealer lots?

Comparable Volvo XC90 listings in NC spend an average of 53 days on dealer lots.

Where is this 2020 Volvo XC90 located?

This vehicle is listed in Charlotte, NC 28213. VIN: YV4102CK0L1557564. Mileage: 71,763 miles.

What is the fair market price range for this 2020 Volvo XC90?

OAV's Price-to-Market analysis estimates the fair market range is $17,402 to $28,432, based on 74 comparable listings matched to this vehicle.

2020 Volvo XC90 Momentum for Sale in Charlotte, NC

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Vehicle Details

VINYV4102CK0L1557564

TrimMomentum

Exterior ColorBlack

DrivetrainFWD

Engine2.0L I4

TransmissionAutomatic

Fuel TypePremium Unleaded

Inventory Typeused

Days on Lot3

Momentum

Fair Price

$22,20071,763 mi

Charlotte, NC 28213

Is this 2020 Volvo XC90 Momentum a good deal?

OAV verdict: Fair Price

Why: Listed at $22,200, comparable market range $17,402–$28,432, based on 74 comparable listings. Days on lot: 3 days (market average 53 days).

Market price position

$22,200 · within market range

Comparable range: $17,402 – $28,432
vs. market: $4,798 above low · $6,232 below high
Comparable vehicles: 74

Market Retail Price (MRP™)

$22,917

This vehicle $22,200 · $717 (3%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$24,264

This vehicle $22,200 · $2,064 (9%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-02) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 16–55 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$17,402 – $28,432

OAV Verified Partner

adams north charlotte

Charlotte, NC

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Request availability and out-the-door price

OAV will route your inquiry to Adams North Charlotte for current availability of this 2020 Volvo XC90 Momentum and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Volvo XC90

Listing updated: Aug 2, 2026

Listed by an independent dealer in Charlotte, NC · On lot for 3 days · VIN verifiable at NHTSA

This used 2020 Volvo XC90 Momentum is listed at $22,200 by adams north charlotte in Charlotte, NC 28213. It has 71,763 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 74 comparable listings matched to this vehicle, the estimated market range is $17,402 to $28,432. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).

This vehicle has been on the lot for 3 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Charlotte, NC suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Volvo XC90 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Charlotte, NC, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4102CK0L1557564 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Volvo XC90 Market in NC

NC Market Listings

Average Price

$23,072

Price Range

$11,497–$40,706

Avg Days on Lot

Based on all 92 2018-2022 Volvo XC90 listings in the NC market, the average asking price is $23,072. This listing at $22,200 is $872 below the broader NC average (4% below the NC average). This is a wider, all-trim comparison across NC; OAV's price verdict above uses the closer comparable set. Comparable prices in NC range from $11,497 to $40,706. Similar vehicles spend an average of 53 days on dealer lots in this market.