Is the $12,995 price on this 2020 Kia Optima a good deal?

OAV rates this as Fair Price because the asking price of $12,995 is within the typical market range for this vehicle.

What is the average price for a 2020 Kia Optima in IN?

Based on 132 comparable listings in IN, the average asking price for a 2018-2022 Kia Optima is $13,059, with prices ranging from $5,999 to $19,950.

How long does a 2020 Kia Optima typically stay on dealer lots?

Comparable Kia Optima listings in IN spend an average of 62 days on dealer lots.

Where is this 2020 Kia Optima located?

This vehicle is listed in Indianapolis, IN 46219. VIN: 5XXGT4L35LG411822. Mileage: 119,256 miles.

What is the fair market price range for this 2020 Kia Optima?

OAV's Price-to-Market analysis estimates the fair market range is $6,799 to $15,990, based on 13 comparable vehicles.

Vehicle Details

VIN5XXGT4L35LG411822

TrimLX

Exterior ColorSilver

DrivetrainFWD

Engine2.4L I4

TransmissionAutomatic

Fuel TypeUnleaded

Inventory Typeused

Days on Lot34

2020 Kia Optima

Fair Price

$12,995119,256 mi

Indianapolis, IN 46219

Is this 2020 Kia Optima LX a good deal?

OAV verdict: Fair Price

Why: Listed at $12,995, comparable market range $6,799–$15,990, based on 13 comparable listings. Days on lot: 34 days (market average 62 days).

Market price position

Lowest comparable ($)

6,799

Highest comparable ($)

15,990

This vehicle's price ($)

12,995

$12,995 · within market range

$6,799comparable$15,990

Regional range: $6,799 – $15,990
vs. market: $6,196 above low · $2,995 below high
Comparable vehicles: 13

Demand-Verified· Backed by recent sales data

Similar vehicles recently sold in an estimated 14–71 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges refresh daily.

Local Range$6,800 – $6,800

Regional Range$6,799 – $15,990

Dealer Info

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Indianapolis, IN

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About This 2020 Kia Optima

Listing updated: May 19, 2026

Listed by a franchise dealer in Indianapolis, IN · On lot for 34 days · VIN verifiable at NHTSA

This used 2020 Kia Optima LX is listed at $12,995 by a franchise dealer in Indianapolis, IN 46219. It has 119,256 miles on the odometer. The exterior color is Silver. It features a FWD drivetrain with a 2.4L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 13 similar vehicles in the Indianapolis market, the estimated market range is $6,799 to $15,990. The local market range in IN is $6,800 to $6,800.

This vehicle has been on the lot for 34 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Indianapolis, IN sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Kia Optima against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

This rating refreshes daily as inventory enters and leaves the market. The dealer on this listing has not yet activated on OAV, so the business name and contact details are anonymized here. Activated (paying) dealers appear with their verified business name and a Verified badge.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Indianapolis, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 5XXGT4L35LG411822 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is refreshed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Kia Optima Market in IN

Comparable Vehicles

132

Average Price

$13,059

Price Range

$5,999–$19,950

Avg Days on Lot

Based on 132 comparable 2018-2022 Kia Optima listings in IN, the average asking price is $13,059. This listing at $12,995 is $64 below average (0% below market). Comparable prices in IN range from $5,999 to $19,950. Similar vehicles spend an average of 62 days on dealer lots in this market.