Vehicle Details
2020 Kia Optima
LX
Elkhart, IN 46514
Is this 2020 Kia Optima LX a good deal?
OAV verdict: Great Deal
Why: Listed at $9,999, comparable market range $10,495–$13,995, based on 20 comparable listings. Days on lot: 116 days (market average 62 days).
Market price position
$9,999 · $496 below market low
- Regional range
- $10,495 – $13,995
- vs. market low
- — $496 (5% below)
- Comparable vehicles
- 20
Similar vehicles recently sold in an estimated 14–71 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges refresh daily.
Dealer Info
Elkhart, IN
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About This 2020 Kia Optima
Listing updated: May 19, 2026Listed by an independent dealer in Elkhart, IN · On lot for 116 days · VIN verifiable at NHTSA
This used 2020 Kia Optima LX is listed at $9,999 by an independent dealer in Elkhart, IN 46514. It has 96,488 miles on the odometer. The exterior color is Gray. It features a FWD drivetrain with a 2.4L I4 engine and Automatic transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 20 similar vehicles in the Elkhart market, the estimated market range is $10,495 to $13,995.
This vehicle has been on the lot for 116 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Elkhart, IN sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Kia Optima against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
This rating refreshes daily as inventory enters and leaves the market. The dealer on this listing has not yet activated on OAV, so the business name and contact details are anonymized here. Activated (paying) dealers appear with their verified business name and a Verified badge.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Elkhart, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 5XXGT4L33LG381090 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is refreshed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Kia Optima Market in IN
Comparable Vehicles
132
Average Price
$13,059
Price Range
$5,999–$19,950
Avg Days on Lot
62
Based on 132 comparable 2018-2022 Kia Optima listings in IN, the average asking price is $13,059. This listing at $9,999 is $3,060 below average (23% below market). Comparable prices in IN range from $5,999 to $19,950. Similar vehicles spend an average of 62 days on dealer lots in this market.
Similar Kia Optima Listings in IN
8 comparable vehicles within ±2 model years and ±30,000 miles (subject trim: LX — compare trims below)
2018 Kia Optima
LX
Indianapolis, IN
2019 Kia Optima
LX
Elkhart, IN
2019 Kia Optima
LX
Mishawaka, IN
2020 Kia Optima
LX
Valparaiso, IN
2020 Kia Optima
LX
Bremen, IN
2020 Kia Optima
LX
La Porte, IN
2020 Kia Optima
LX
Plymouth, IN
2018 Kia Optima
LX
Mishawaka, IN