Vehicle Details
2020 Hyundai Santa Fe
SEL
McAllen, TX 78504
Is this 2020 Hyundai Santa Fe SEL a good deal?
OAV verdict: Unscored
Why: Listed at $13,500, comparable market range $14,995–$14,995, based on 3 comparable listings. Days on lot: 69 days (market average 50 days).
Market price position
$13,500 · $1,495 below the market benchmark
- Regional range
- $14,995 (3 listings)
- vs. market low
- — $1,495 (10% below)
- Comparable vehicles
- 3
Market Retail Price (MRP™)
$14,995This vehicle $13,500 · $1,495 (10%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$15,014This vehicle $13,500 · $1,514 (10%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-17) — an estimate, not an appraisal. How TRV works.
Similar vehicles recently sold in an estimated 14–61 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges update continuously.
107 Auto Financial
McAllen, TX
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to 107 Auto Financial for current availability of this 2020 Hyundai Santa Fe SEL and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Hyundai Santa Fe
Listing updated: Jul 16, 2026Listed by an independent dealer in McAllen, TX · On lot for 69 days · VIN verifiable at NHTSA
This used 2020 Hyundai Santa Fe SEL is listed at $13,500 by 107 auto financial in McAllen, TX 78504. It has 122,076 miles on the odometer. It features a 4WD drivetrain with a 2.4L I4 engine and Automatic transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Unscored due to insufficient comparable data. Based on 3 similar vehicles in the McAllen market, the estimated market range is $14,995 to $14,995.
This vehicle has been on the lot for 69 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader McAllen, TX suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Hyundai Santa Fe against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in McAllen, TX, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 5NMS3CAD8LH227542 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is updated continuously; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Hyundai Santa Fe Market in TX
Comparable Vehicles
1,243
Average Price
$19,489
Price Range
$6,998–$32,000
Avg Days on Lot
50
Based on 1,243 comparable 2018-2022 Hyundai Santa Fe listings in TX, the average asking price is $19,489. This listing at $13,500 is $5,989 below average (31% below market). Comparable prices in TX range from $6,998 to $32,000. Similar vehicles spend an average of 50 days on dealer lots in this market.
Similar Hyundai Santa Fe Listings in TX
8 comparable vehicles within ±2 model years and ±30,000 miles (subject trim: SEL — compare trims below)
2022 Hyundai Santa Fe
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Frisco, TX
2022 Hyundai Santa Fe
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2019 Hyundai Santa Fe
SE
Austin, TX
2019 Hyundai Santa Fe
SE
Mercedes, TX
2019 Hyundai Santa Fe
SE
Weslaco, TX
2020 Hyundai Santa Fe
SE
Texas City, TX
2019 Hyundai Santa Fe
SE
Denton, TX
2019 Hyundai Santa Fe
SE
Houston, TX