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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Toyota Camry XLE

2026 Toyota CamryView this vehicle at toyota of merrillville →

Vehicle Details

VIN4T1DBADK7TU35D653
TrimXLE
Exterior ColorBlack
Drivetrain4WD
Engine2.5L I4
TransmissionCVT
Fuel TypeUnleaded
Inventory Typenew
MSRP$38,264
Days on Lot45

XLE

Fair Price
$38,786Mileage not verified

Merrillville, IN 46410

Is this 2026 Toyota Camry XLE a good deal?

OAV verdict: Fair Price

Why: Listed at $38,786, comparable market range $38,156–$46,322, based on 43 comparable listings. Listed 45 days · longer than most comparable local listings (typical ~15–30 days).

Manufacturer MSRPReference

$38,264

This vehicle $38,786 · $522 (1%) above MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$38,786 · within market range

Comparable range
$38,156 – $46,322
vs. market
$630 above low · $7,536 below high
Comparable vehicles
43

Market Retail Price (MRP™)

$42,239

This vehicle $38,786 · $3,453 (8%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$40,370

This vehicle $38,786 · $1,584 (4%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-31) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1457 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$42,091 – $42,091
Regional Range$38,156 – $46,322

Toyota Of Merrillville

Merrillville, IN

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Toyota Camry

Listing updated: Aug 31, 2026

Listed by a franchise dealer in Merrillville, IN · On lot for 45 days · VIN verifiable at NHTSA

This new 2026 Toyota Camry XLE is listed at $38,786 by toyota of merrillville in Merrillville, IN 46410. The exterior color is Black. It features a 4WD drivetrain with a 2.5L I4 engine and CVT transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 43 comparable listings matched to this vehicle, the estimated market range is $38,156 to $46,322. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.

This vehicle has been on the lot for 45 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Merrillville, IN sedans market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Toyota Camry against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Merrillville, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DBADK7TU35D653 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Toyota Camry Market in IN

IN Market Listings

796

Average Price

$35,535

Price Range

$27,158–$43,945

Avg Days on Lot

28

Based on all 796 2024-2028 Toyota Camry listings in the IN market, the average asking price is $35,535. This listing at $38,786 is $3,251 above the broader IN average (9% above the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $27,158 to $43,945. Similar vehicles spend an average of 28 days on dealer lots in this market.

Similar Toyota Camry Listings in IN

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLE — compare trims below)