Vehicle Details
2026 Toyota Camry
XSE
Capitola, CA 95010
Is this 2026 Toyota Camry XSE a good deal?
OAV verdict: Fair Price
Why: Listed at $38,641, comparable market range $38,352–$41,779, based on 16 comparable listings. Days on lot: 4 days (market average 29 days).
Market price position
$38,641 · within market range
- Regional range
- $38,352 – $41,779
- vs. market
- $289 above low · $3,138 below high
- Comparable vehicles
- 16
Market Retail Price (MRP™)
$40,066This vehicle $38,641 · $1,425 (4%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$41,649This vehicle $38,641 · $3,008 (7%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-20) — an estimate, not an appraisal. How TRV works.
Similar vehicles recently sold in an estimated 10–43 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges update continuously.
Santa Cruz Toyota
Capitola, CA
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Santa Cruz Toyota for current availability of this 2026 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Jul 20, 2026Listed by a franchise dealer in Capitola, CA · On lot for 4 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry XSE is listed at $38,641 by santa cruz toyota in Capitola, CA 95010. The exterior color is Gray. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 16 similar vehicles in the Capitola market, the estimated market range is $38,352 to $41,779. The local market range in CA is $38,352 to $41,779.
This vehicle has been on the lot for 4 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Capitola, CA sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Capitola, CA, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACKXTU34D980 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is updated continuously; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Toyota Camry Market in CA
Comparable Vehicles
18,323
Average Price
$35,059
Price Range
$12,858–$52,390
Avg Days on Lot
29
Based on 18,323 comparable 2024-2028 Toyota Camry listings in CA, the average asking price is $35,059. This listing at $38,641 is $3,582 above average (10% above market). Comparable prices in CA range from $12,858 to $52,390. Similar vehicles spend an average of 29 days on dealer lots in this market.
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