2026 Toyota Camry SE
View this vehicle at peppers automotive group →Vehicle Details
SE
McKenzie, TN 38201
Is this 2026 Toyota Camry SE a good deal?
OAV verdict: Fair Price
Why: Listed at $35,308, comparable market range $32,505–$37,382, based on 21 comparable listings. Listed 19 days · about typical for comparable local listings (typical ~15–30 days).
Manufacturer MSRPReference
$37,333This vehicle $35,308 · $2,025 (5%) below MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$35,308 · within market range
- Comparable range
- $32,505 – $37,382
- vs. market
- $2,803 above low · $2,074 below high
- Comparable vehicles
- 21
Market Retail Price (MRP™)
$34,944This vehicle $35,308 · $364 (1%) above MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$35,795This vehicle $35,308 · $487 (1%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-23) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 12–46 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Peppers Automotive Group
McKenzie, TN
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
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OAV will route your inquiry to Peppers Automotive Group for current availability of this 2026 Toyota Camry SE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Sep 23, 2026Listed by a franchise dealer in McKenzie, TN · On lot for 19 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry SE is listed at $35,308 by peppers automotive group in McKenzie, TN 38201. The exterior color is Gray. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 21 comparable listings matched to this vehicle, the estimated market range is $32,505 to $37,382. The comparable range in TN is $32,505 to $37,382. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.
This vehicle has been on the lot for 19 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 23, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.
Market context
This listing is part of OAV's broader McKenzie, TN sedans market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
- Fair Price — priced within the comparable range, or below the floor by less than that margin.
- Overpriced — priced above the typical range for comparable vehicles.
- Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in McKenzie, TN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK9TU39E659 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.
2026 Toyota Camry Market in TN
TN Market Listings
728
Average Price
$34,722
Price Range
$26,567–$43,906
Avg Days on Lot
34
Based on all 728 2024-2027 Toyota Camry listings in the TN market, the average asking price is $34,722. This listing at $35,308 is $586 above the broader TN average (2% above the TN average). This is a wider, all-trim comparison across TN; OAV's price verdict above uses the closer comparable set. Comparable prices in TN range from $26,567 to $43,906. Similar vehicles spend an average of 34 days on dealer lots in this market.
Similar Toyota Camry Listings in TN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: SE — compare trims below)
This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.
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