2026 Toyota Camry XSE
Vehicle Details
XSE
Dealer-reported mileage — not independently verified by OAV.
Brandon, MS 39042
Is this 2026 Toyota Camry XSE a good deal?
OAV verdict: Great Deal
Why: Listed at $38,737, comparable market range $38,794–$46,699, based on 17 comparable listings. Days on lot: 5 days (market average 29 days).
Manufacturer MSRPReference
$41,238This vehicle $38,737 · $2,501 (6%) below MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$38,737 · $57 below market low
- Comparable range
- $38,794 – $46,699
- vs. market low
- — $57 (0% below)
- Comparable vehicles
- 17
Market Retail Price (MRP™)
$42,747This vehicle $38,737 · $4,010 (9%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$41,895This vehicle $38,737 · $3,158 (8%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-19) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 12–46 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Gray-Daniels Automotive Family
Brandon, MS
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Gray-Daniels Automotive Family for current availability of this 2026 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Aug 19, 2026Listed by a franchise dealer in Brandon, MS · On lot for 5 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry XSE is listed at $38,737 by gray-daniels automotive family in Brandon, MS 39042. It has 6 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 17 comparable listings matched to this vehicle, the estimated market range is $38,794 to $46,699. The local market range in MS is $38,794 to $46,699. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 5 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Brandon, MS sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Brandon, MS, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK9TU345568 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Toyota Camry Market in MS
MS Market Listings
581
Average Price
$35,066
Price Range
$21,925–$49,376
Avg Days on Lot
29
Based on all 581 2024-2028 Toyota Camry listings in the MS market, the average asking price is $35,066. This listing at $38,737 is $3,671 above the broader MS average (10% above the MS average). This is a wider, all-trim comparison across MS; OAV's price verdict above uses the closer comparable set. Comparable prices in MS range from $21,925 to $49,376. Similar vehicles spend an average of 29 days on dealer lots in this market.
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