2026 Toyota Camry XSE
Vehicle Details
XSE
Nicholasville, KY 40356
Is this 2026 Toyota Camry XSE a good deal?
OAV verdict: Great Deal
Why: Listed at $41,031, comparable market range $41,443–$48,744, based on 11 comparable listings. Days on lot: 3 days (market average 25 days).
Manufacturer MSRPReference
$43,099This vehicle $41,031 · $2,068 (5%) below MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$41,031 · $412 below market low
- Comparable range
- $41,443 – $48,744
- vs. market low
- — $412 (1% below)
- Comparable vehicles
- 11
Market Retail Price (MRP™)
$45,094This vehicle $41,031 · $4,063 (9%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$41,749This vehicle $41,031 · $718 (2%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-02) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 10–42 days, and this listing is still within that typical selling window.
What does Demand-Verified mean?
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Toyota On Nicholasville
Nicholasville, KY
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Toyota On Nicholasville for current availability of this 2026 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Aug 2, 2026Listed by a franchise dealer in Nicholasville, KY · On lot for 3 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry XSE is listed at $41,031 by toyota on nicholasville in Nicholasville, KY 40356. The exterior color is Black. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 11 comparable listings matched to this vehicle, the estimated market range is $41,443 to $48,744. The local market range in KY is $41,443 to $48,744. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).
This vehicle has been on the lot for 3 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Nicholasville, KY sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Nicholasville, KY, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK5TU345552 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Toyota Camry Market in KY
KY Market Listings
873
Average Price
$35,551
Price Range
$18,950–$48,744
Avg Days on Lot
25
Based on all 873 2024-2028 Toyota Camry listings in the KY market, the average asking price is $35,551. This listing at $41,031 is $5,480 above the broader KY average (15% above the KY average). This is a wider, all-trim comparison across KY; OAV's price verdict above uses the closer comparable set. Comparable prices in KY range from $18,950 to $48,744. Similar vehicles spend an average of 25 days on dealer lots in this market.
Similar Toyota Camry Listings in KY
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XSE — compare trims below)
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Nicholasville, KY