2026 Toyota Camry XSE
Vehicle Details
XSE
Gaithersburg, MD 20879
Is this 2026 Toyota Camry XSE a good deal?
OAV verdict: Fair Price
Why: Listed at $38,504, comparable market range $37,774–$46,863, based on 23 comparable listings. Days on lot: 3 days (market average 25 days).
Manufacturer MSRPReference
$38,504This vehicle $38,504 · priced at MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$38,504 · within market range
- Comparable range
- $37,774 – $46,863
- vs. market
- $730 above low · $8,359 below high
- Comparable vehicles
- 23
Market Retail Price (MRP™)
$42,319This vehicle $38,504 · $3,815 (9%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$41,804This vehicle $38,504 · $3,300 (8%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-08) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 11–42 days, and this listing is still within that typical selling window.
What does Demand-Verified mean?
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Sheehy Auto Stores
Gaithersburg, MD
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Sheehy Auto Stores for current availability of this 2026 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Toyota Camry
Listing updated: Aug 8, 2026Listed by a franchise dealer in Gaithersburg, MD · On lot for 3 days · VIN verifiable at NHTSA
This new 2026 Toyota Camry XSE is listed at $38,504 by sheehy auto stores in Gaithersburg, MD 20879. The exterior color is White. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 23 comparable listings matched to this vehicle, the estimated market range is $37,774 to $46,863. The local market range in MD is $37,774 to $46,863. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).
This vehicle has been on the lot for 3 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Gaithersburg, MD sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Gaithersburg, MD, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK4TU347891 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Toyota Camry Market in MD
MD Market Listings
1,058
Average Price
$35,001
Price Range
$21,250–$47,606
Avg Days on Lot
25
Based on all 1,058 2024-2028 Toyota Camry listings in the MD market, the average asking price is $35,001. This listing at $38,504 is $3,503 above the broader MD average (10% above the MD average). This is a wider, all-trim comparison across MD; OAV's price verdict above uses the closer comparable set. Comparable prices in MD range from $21,250 to $47,606. Similar vehicles spend an average of 25 days on dealer lots in this market.
Similar Toyota Camry Listings in MD
8 similar listings shown (closest matches within ±2 model years) (subject trim: XSE — compare trims below)
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