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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Toyota Camry SE

2026 Toyota CamryView this vehicle at fort dodge ford lincoln toyota →

Vehicle Details

VIN4T1DAACK0TU786280
TrimSE
Exterior ColorBlack
DrivetrainFWD
Engine2.5L I4
TransmissionCVT
Fuel TypeUnleaded
Inventory Typenew
MSRP$36,479
Days on Lot3

SE

Great Deal
$34,6102 mi

Dealer-reported mileage — not independently verified by OAV.

Fort Dodge, IA 50501

Is this 2026 Toyota Camry SE a good deal?

OAV verdict: Great Deal

Why: Listed at $34,610, comparable market range $36,342–$39,713, based on 10 comparable listings. Listed 3 days · fresher than most comparable local listings (typical ~15–30 days).

Manufacturer MSRPReference

$36,479

This vehicle $34,610 · $1,869 (5%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$34,610 · $1,732 below market low

Comparable range
$36,342 – $39,713
vs. market low
— $1,732 (5% below)
Comparable vehicles
10

Market Retail Price (MRP™)

$38,028

This vehicle $34,610 · $3,418 (9%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$35,791

This vehicle $34,610 · $1,181 (3%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-20) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1246 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$36,342 – $39,713
Regional Range$35,559 – $39,713

Fort Dodge Ford Lincoln Toyota

Fort Dodge, IA

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Toyota Camry

Listing updated: Sep 20, 2026

Listed by a franchise dealer in Fort Dodge, IA · On lot for 3 days · VIN verifiable at NHTSA

This new 2026 Toyota Camry SE is listed at $34,610 by fort dodge ford lincoln toyota in Fort Dodge, IA 50501. It has 2 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below the supported comparable range. Based on 10 comparable listings matched to this vehicle, the estimated market range is $36,342 to $39,713. The comparable range in IA is $36,342 to $39,713. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 3 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 20, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Fort Dodge, IA sedans market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Toyota Camry against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Fort Dodge, IA, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK0TU786280 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Toyota Camry Market in IA

IA Market Listings

320

Average Price

$34,073

Price Range

$26,700–$41,655

Avg Days on Lot

38

Based on all 320 2024-2027 Toyota Camry listings in the IA market, the average asking price is $34,073. This listing at $34,610 is $537 above the broader IA average (2% above the IA average). This is a wider, all-trim comparison across IA; OAV's price verdict above uses the closer comparable set. Comparable prices in IA range from $26,700 to $41,655. Similar vehicles spend an average of 38 days on dealer lots in this market.

Similar Toyota Camry Listings in IA

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: SE — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.