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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Toyota Camry SE

2026 Toyota CamryView this vehicle at bill estes automotive →

Vehicle Details

VIN4T1DAACK0TU37E137
TrimSE
Exterior ColorGray
DrivetrainFWD
Engine2.5L I4
TransmissionCVT
Fuel TypeUnleaded
Inventory Typenew
MSRP$34,278
Days on Lot8

SE

Great Deal
$34,517Mileage not verified

Indianapolis, IN 46268

Is this 2026 Toyota Camry SE a good deal?

OAV verdict: Great Deal

Why: Listed at $34,517, comparable market range $36,734–$40,916, based on 27 comparable listings. Listed 8 days · fresher than most comparable local listings (typical ~15–30 days).

Manufacturer MSRPReference

$34,278

This vehicle $34,517 · $239 (1%) above MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$34,517 · $2,217 below market low

Comparable range
$36,734 – $40,916
vs. market low
— $2,217 (6% below)
Comparable vehicles
27

Market Retail Price (MRP™)

$38,825

This vehicle $34,517 · $4,308 (11%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$35,797

This vehicle $34,517 · $1,280 (4%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-24) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 12–46 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$36,734 – $40,916
Regional Range$24,820 – $46,664

Bill Estes Automotive

Indianapolis, IN

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About This 2026 Toyota Camry

Listing updated: Sep 24, 2026

Listed by a franchise dealer in Indianapolis, IN · On lot for 8 days · VIN verifiable at NHTSA

This new 2026 Toyota Camry SE is listed at $34,517 by bill estes automotive in Indianapolis, IN 46268. The exterior color is Gray. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as a Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin. Based on 27 comparable listings matched to this vehicle, the estimated market range is $36,734 to $40,916. The local comparable range around Indianapolis, IN is $36,734 to $40,916; that local cohort follows a radius around the dealer and can cross state lines. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 8 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 24, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Indianapolis, IN sedans market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Toyota Camry against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
  • Fair Price — priced within the comparable range, or below the floor by less than that margin.
  • Overpriced — priced above the typical range for comparable vehicles.
  • Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's Price-to-Market verdict and live market context for every dealer's inventory, whether or not the dealer has any relationship with OAV. A dealer that claims its listings can manage its profile and have buyer inquiries routed to it directly. A paying partner's own listings additionally carry an OAV Verified Partner label on the dealer contact block and a link to the dealer's own listing page. That is the complete list of what a relationship with OAV changes, and all of it concerns the dealer's identity on its own listings. Payment never changes a vehicle's verdict, its eligibility to be scored or cited, the evidence shown or withheld, or where and how prominently the listing appears on any OAV page, board, or answer. There is no paid placement, ranking, ordering, verdict badge, or featured position of any kind. OAV sells dealers insight into the evidence, never influence over it.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Indianapolis, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK0TU37E137 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Toyota Camry Market in IN

IN Market Listings

682

Average Price

$34,562

Price Range

$26,112–$44,306

Avg Days on Lot

33

Based on all 682 2024-2027 Toyota Camry listings in the IN market, the average asking price is $34,562. This listing at $34,517 is $45 below the broader IN average (0% below the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $26,112 to $44,306. Similar vehicles spend an average of 33 days on dealer lots in this market.

Similar Toyota Camry Listings in IN

8 similar listings shown (closest matches within ±2 model years) (subject trim: SE — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.