Is the $39,932 price on this 2025 Toyota Camry a good deal?

OAV rates this as Fair Price because, at $39,932, it is priced within the comparable range, or below the floor by less than that margin.

How long does a 2025 Toyota Camry typically stay on dealer lots?

Comparable Toyota Camry listings in AR spend an average of 29 days on dealer lots.

Where is this 2025 Toyota Camry located?

This vehicle is listed in Monticello, AR 71655. VIN: 4T1DAACK0SU088797. Mileage: 22,160 miles.

What is the fair market price range for this 2025 Toyota Camry?

OAV's Price-to-Market analysis estimates the fair market range is $26,999 to $40,125, based on 129 comparable listings matched to this vehicle.

2025 Toyota Camry XSE for Sale in Monticello, AR

Image from the dealer's site. OAV does not own, control, or store dealer images.View this vehicle at Ryburn Motor Company, Inc →

Vehicle Details

VIN4T1DAACK0SU088797

TrimXSE

Exterior ColorBlack

DrivetrainFWD

Engine2.5L I4

TransmissionCVT

Fuel TypeUnleaded

Inventory Typeused

Days on Lot9

XSE

Fair Price

$39,93222,160 mi

Price from the dealer. OAV has not verified whether it includes all dealer-required fees. Ask the dealer for a written out-the-door price.

Monticello, AR 71655

Is this 2025 Toyota Camry XSE a good deal?

OAV verdict: Fair Price

Why: Listed at $39,932, comparable market range $26,999–$40,125, based on 129 comparable listings.

The verdict judges the asking price only. It does not assess the vehicle's condition, history, fees or total purchase cost.

Market context (not a verdict input): Listed 9 days · fresher than most comparable local listings (typical ~15–60 days).

Market price position

$39,932 · within market range

Comparable range: $26,999 – $40,125
vs. market: $12,933 above low · $193 below high
Comparable vehicles: 129

Market Retail Price (MRP™)

$33,562

This vehicle $39,932 · $6,370 (19%) above MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$35,646

This vehicle $39,932 · $4,286 (12%) above TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-10-03) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 12–47 days.

Ryburn Motor Company, Inc

Monticello, AR

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from Ryburn Motor Company, Inc →

Request availability and out-the-door price

OAV will route your inquiry to Ryburn Motor Company, Inc for current availability of this 2025 Toyota Camry XSE and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2025 Toyota Camry

Listing updated: Oct 3, 2026

Listed by a franchise dealer in Monticello, AR · On lot for 9 days · VIN verifiable at NHTSA

This used 2025 Toyota Camry XSE is listed at $39,932 by Ryburn Motor Company, Inc in Monticello, AR 71655. It has 22,160 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 2.5L I4 engine and CVT transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 129 comparable listings matched to this vehicle, the estimated market range is $26,999 to $40,125. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 9 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Oct 3, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Monticello, AR sedans market analysis. OAV rates each vehicle against its comparable range and comparable count — local-first, widening the comparison set only when local inventory is too thin to support a reliable range; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2025 Toyota Camry against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
Fair Price — priced within the comparable range, or below the floor by less than that margin.
Overpriced — priced above the comparable range.
Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's Price-to-Market verdict and live market context for every dealer's inventory, whether or not the dealer has any relationship with OAV. A dealer that claims its listings can manage its profile and have buyer inquiries routed to it directly. A paying partner's own listings additionally carry an OAV Verified Partner label on the dealer contact block and a link to the dealer's own listing page. That is the complete list of what a relationship with OAV changes, and all of it concerns the dealer's identity on its own listings. Payment never changes a vehicle's verdict, its eligibility to be scored or cited, the evidence shown or withheld, or where and how prominently the listing appears on any OAV page, board, or answer. There is no paid placement, ranking, ordering, verdict badge, or featured position of any kind. OAV sells dealers insight into the evidence, never influence over it.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Monticello, AR, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1DAACK0SU088797 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2025 Toyota Camry Market in AR

AR Market Listings

289

Average Price

$34,178

Price Range

$25,095–$45,018

Avg Days on Lot

Based on all 289 2023-2027 Toyota Camry listings in the AR market, the average asking price is $34,178. This listing at $39,932 is $5,754 above the broader AR average (17% above the AR average). This is a wider, all-trim comparison across AR; OAV's price verdict above uses the closer comparable set. Comparable prices in AR range from $25,095 to $45,018. Similar vehicles spend an average of 29 days on dealer lots in this market.

Similar Toyota Camry Listings in AR

8 similar listings shown (closest matches by model year and mileage) (subject trim: XSE — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.