2020 Subaru Ascent Premium
Vehicle Details
Premium
Memphis, TN 38128
Is this 2020 Subaru Ascent Premium a good deal?
OAV verdict: Fair Price
Why: Listed at $18,990, comparable market range $14,894–$21,142, based on 16 comparable listings. Listed 239 days.
Market price position
$18,990 · within market range
- Comparable range
- $14,894 – $21,142
- vs. market
- $4,096 above low · $2,152 below high
- Comparable vehicles
- 16
Market Retail Price (MRP™)
$18,018This vehicle $18,990 · $972 (5%) above MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$20,622This vehicle $18,990 · $1,632 (8%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-24) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally have sold faster than the market baseline, but this listing has been available longer than the cohort’s typical sell-time (about 13–49 days).
What does Demand-Verified mean?
- This listing has been available about 4.9x longer than comparable vehicles typically take to sell (cohort sells in 13–49 days; this one is at 239). Confirm its history, condition, availability, and out-the-door price before proceeding.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Memphis Car Smart
Memphis, TN
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Memphis Car Smart for current availability of this 2020 Subaru Ascent Premium and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Subaru Ascent
Listing updated: Aug 24, 2026Listed by an independent dealer in Memphis, TN · On lot for 239 days · VIN verifiable at NHTSA
This used 2020 Subaru Ascent Premium is listed at $18,990 by memphis car smart in Memphis, TN 38128. It has 72,810 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a 4WD drivetrain with a 2.4L H4 engine and CVT transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 16 comparable listings matched to this vehicle, the estimated market range is $14,894 to $21,142. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 239 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Memphis, TN suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Subaru Ascent against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Memphis, TN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4S4WMAHD7L3431932 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Subaru Ascent Market in TN
TN Market Listings
89
Average Price
$22,780
Price Range
$13,000–$38,000
Avg Days on Lot
61
Based on all 89 2018-2022 Subaru Ascent listings in the TN market, the average asking price is $22,780. This listing at $18,990 is $3,790 below the broader TN average (17% below the TN average). This is a wider, all-trim comparison across TN; OAV's price verdict above uses the closer comparable set. Comparable prices in TN range from $13,000 to $38,000. Similar vehicles spend an average of 61 days on dealer lots in this market.
Similar Subaru Ascent Listings in TN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Premium — compare trims below)
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2020 Subaru Ascent
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