Is the $40,493 price on this 2026 GMC Terrain a good deal?

OAV rates this as Fair Price because the asking price of $40,493 is within the typical market range for this vehicle.

How long does a 2026 GMC Terrain typically stay on dealer lots?

Comparable GMC Terrain listings in FL spend an average of 64 days on dealer lots.

Where is this 2026 GMC Terrain located?

This vehicle is listed in Palatka, FL 32177. VIN: 3GKALYEG3TL365459. Mileage: mileage not reported.

What is the fair market price range for this 2026 GMC Terrain?

OAV's Price-to-Market analysis estimates the fair market range is $36,678 to $43,428, based on 16 comparable listings matched to this vehicle.

2026 GMC Terrain AT4 for Sale in Palatka, FL

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Vehicle Details

VIN3GKALYEG3TL365459

TrimAT4

Exterior ColorGray

Drivetrain4WD

Engine1.5L I4

TransmissionAutomatic

Fuel TypeUnleaded

Inventory Typenew

MSRP$42,540

Days on Lot33

AT4

Fair Price

$40,493Mileage not verified

Palatka, FL 32177

Is this 2026 GMC Terrain AT4 a good deal?

OAV verdict: Fair Price

Why: Listed at $40,493, comparable market range $36,678–$43,428, based on 16 comparable listings. Days on lot: 33 days (market average 64 days).

Manufacturer MSRPReference

$42,540

This vehicle $40,493 · $2,047 (5%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$40,493 · within market range

Comparable range: $36,678 – $43,428
vs. market: $3,815 above low · $2,935 below high
Comparable vehicles: 16

Market Retail Price (MRP™)

$40,053

This vehicle $40,493 · $440 (1%) above MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$41,610

This vehicle $40,493 · $1,117 (3%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-01) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 14–58 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Regional Range$36,678 – $43,428

Beck Gmc

Palatka, FL

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

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Request availability and out-the-door price

OAV will route your inquiry to Beck Gmc for current availability of this 2026 GMC Terrain AT4 and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 GMC Terrain

Listing updated: Aug 1, 2026

Listed by a franchise dealer in Palatka, FL · On lot for 33 days · VIN verifiable at NHTSA

This new 2026 GMC Terrain AT4 is listed at $40,493 by beck gmc in Palatka, FL 32177. The exterior color is Gray. It features a 4WD drivetrain with a 1.5L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 16 comparable listings matched to this vehicle, the estimated market range is $36,678 to $43,428. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).

This vehicle has been on the lot for 33 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Palatka, FL suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2026 GMC Terrain against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Palatka, FL, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 3GKALYEG3TL365459 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2026 GMC Terrain Market in FL

FL Market Listings

916

Average Price

$35,170

Price Range

$15,190–$48,477

Avg Days on Lot

Based on all 916 2024-2028 GMC Terrain listings in the FL market, the average asking price is $35,170. This listing at $40,493 is $5,323 above the broader FL average (15% above the FL average). This is a wider, all-trim comparison across FL; OAV's price verdict above uses the closer comparable set. Comparable prices in FL range from $15,190 to $48,477. Similar vehicles spend an average of 64 days on dealer lots in this market.