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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 GMC Terrain AT4

2026 GMC TerrainView this vehicle at ray skillman northeast gmc →

Vehicle Details

VIN3GKALYEG2TL535200
TrimAT4
Exterior ColorWhite
Drivetrain4WD
Engine1.5L I4
TransmissionAutomatic
Fuel TypeUnleaded
Inventory Typenew
MSRP$43,190
Days on Lot95

AT4

Fair Price
$40,6903 mi

Dealer-reported mileage — not independently verified by OAV.

Indianapolis, IN 46219

Is this 2026 GMC Terrain AT4 a good deal?

OAV verdict: Fair Price

Why: Listed at $40,690, comparable market range $40,976–$43,825, based on 19 comparable listings. Listed 95 days · about typical for comparable local listings (typical ~15–120 days).

Manufacturer MSRPReference

$43,190

This vehicle $40,690 · $2,500 (6%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$40,690 · near the low end of the range

Comparable range
$40,976 – $43,825
vs. market low
near the low end of the range
Comparable vehicles
19

Market Retail Price (MRP™)

$42,401

This vehicle $40,690 · $1,711 (4%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$41,145

This vehicle $40,690 · $455 (1%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-14) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 1663 days.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$41,185 – $42,325
Regional Range$40,976 – $43,825

Ray Skillman Northeast Gmc

Indianapolis, IN

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 GMC Terrain

Listing updated: Sep 14, 2026

Listed by a franchise dealer in Indianapolis, IN · On lot for 95 days · VIN verifiable at NHTSA

This new 2026 GMC Terrain AT4 is listed at $40,690 by ray skillman northeast gmc in Indianapolis, IN 46219. It has 3 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a 4WD drivetrain with a 1.5L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 19 comparable listings matched to this vehicle, the estimated market range is $40,976 to $43,825. The comparable range in IN is $41,185 to $42,325. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 95 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 14, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Indianapolis, IN suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 GMC Terrain against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Indianapolis, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 3GKALYEG2TL535200 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 GMC Terrain Market in IN

IN Market Listings

516

Average Price

$33,646

Price Range

$23,194–$43,758

Avg Days on Lot

48

Based on all 516 2024-2027 GMC Terrain listings in the IN market, the average asking price is $33,646. This listing at $40,690 is $7,044 above the broader IN average (21% above the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $23,194 to $43,758. Similar vehicles spend an average of 48 days on dealer lots in this market.

Similar GMC Terrain Listings in IN

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: AT4 — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.