2023 GMC Terrain SLT
View this vehicle at first acceptance auto finance inc →Vehicle Details
SLT
Merrillville, IN 46410
Is this 2023 GMC Terrain SLT a good deal?
OAV verdict: Fair Price
Why: Listed at $18,995, comparable market range $17,900–$28,284, based on 33 comparable listings. Listed 21 days · about typical for comparable local listings (typical ~15–75 days).
Market price position
$18,995 · within market range
- Comparable range
- $17,900 – $28,284
- vs. market
- $1,095 above low · $9,289 below high
- Comparable vehicles
- 33
Market Retail Price (MRP™)
$23,092This vehicle $18,995 · $4,097 (18%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$20,201This vehicle $18,995 · $1,206 (6%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-02) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 21–70 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
First Acceptance Auto Finance Inc
Merrillville, IN
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to First Acceptance Auto Finance Inc for current availability of this 2023 GMC Terrain SLT and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2023 GMC Terrain
Listing updated: Sep 2, 2026Listed by an independent dealer in Merrillville, IN · On lot for 21 days · VIN verifiable at NHTSA
This used 2023 GMC Terrain SLT is listed at $18,995 by first acceptance auto finance inc in Merrillville, IN 46410. It has 94,637 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a FWD drivetrain with a 1.5L I4 engine and Automatic transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 33 comparable listings matched to this vehicle, the estimated market range is $17,900 to $28,284. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 21 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 2, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.
Market context
This listing is part of OAV's broader Merrillville, IN suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.
How this deal is rated
OAV compares this 2023 GMC Terrain against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Merrillville, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 3GKALPEG6PL127895 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.
2023 GMC Terrain Market in IN
IN Market Listings
321
Average Price
$24,526
Price Range
$20,243–$28,977
Avg Days on Lot
61
Based on all 321 2021-2025 GMC Terrain listings in the IN market, the average asking price is $24,526. This listing at $18,995 is $5,531 below the broader IN average (23% below the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $20,243 to $28,977. Similar vehicles spend an average of 61 days on dealer lots in this market.
Similar GMC Terrain Listings in IN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: SLT — compare trims below)
This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.
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