2020 Ford Fusion SE
Vehicle Details
SE
Carmel, IN 46032
Is this 2020 Ford Fusion SE a good deal?
OAV verdict: Fair Price
Why: Listed at $14,600, comparable market range $8,995–$17,990, based on 32 comparable listings. Days on lot: 123 days (market average 116 days).
Market price position
$14,600 · within market range
- Comparable range
- $8,995 – $17,990
- vs. market
- $5,605 above low · $3,390 below high
- Comparable vehicles
- 32
Market Retail Price (MRP™)
$13,493This vehicle $14,600 · $1,107 (8%) above MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$15,231This vehicle $14,600 · $631 (4%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-04) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 11–50 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Carmel Auto Gallery
Carmel, IN
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Request availability and out-the-door price
OAV will route your inquiry to Carmel Auto Gallery for current availability of this 2020 Ford Fusion SE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Ford Fusion
Listing updated: Aug 4, 2026Listed by an independent dealer in Carmel, IN · On lot for 123 days · VIN verifiable at NHTSA
This used 2020 Ford Fusion SE is listed at $14,600 by carmel auto gallery in Carmel, IN 46032. It has 68,940 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Silver. It features a FWD drivetrain with a 1.5L I4 engine and Automatic transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 32 comparable listings matched to this vehicle, the estimated market range is $8,995 to $17,990. The local market range in IN is $14,413 to $16,995. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).
This vehicle has been on the lot for 123 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Carmel, IN sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Ford Fusion against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Carmel, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 3FA6P0HD8LR254272 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Ford Fusion Market in IN
IN Market Listings
106
Average Price
$13,815
Price Range
$6,600–$19,900
Avg Days on Lot
116
Based on all 106 2018-2022 Ford Fusion listings in the IN market, the average asking price is $13,815. This listing at $14,600 is $785 above the broader IN average (6% above the IN average). This is a wider, all-trim comparison across IN; OAV's price verdict above uses the closer comparable set. Comparable prices in IN range from $6,600 to $19,900. Similar vehicles spend an average of 116 days on dealer lots in this market.
Similar Ford Fusion Listings in IN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: SE — compare trims below)
2018 Ford Fusion
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2020 Ford Fusion
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2018 Ford Fusion
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2018 Ford Fusion
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2018 Ford Fusion
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Spencer, IN
2019 Ford Fusion
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Mishawaka, IN
2020 Ford Fusion
SE
Michigan City, IN
2019 Ford Fusion
SE
Decatur, IN