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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Honda Accord Hybrid EX-L

2026 Honda AccordView this vehicle at mcgrath honda of st. charles →

Vehicle Details

VIN1HGCY2F65TA052284
TrimHybrid EX-L
Exterior ColorWhite
DrivetrainFWD
Engine2.0L I4
TransmissionAutomatic
Fuel TypeUnleaded
Inventory Typenew
MSRP$36,745
Days on Lot59

Hybrid EX-L

Fair Price
$37,1588 mi

Dealer-reported mileage — not independently verified by OAV.

St. Charles, IL 60174

Is this 2026 Honda Accord Hybrid EX-L a good deal?

OAV verdict: Fair Price

Why: Listed at $37,158, comparable market range $32,798–$37,744, based on 155 comparable listings. Listed 59 days · about typical for comparable local listings (typical ~15–60 days).

Manufacturer MSRPReference

$36,745

This vehicle $37,158 · $413 (1%) above MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$37,158 · within market range

Comparable range
$32,798 – $37,744
vs. market
$4,360 above low · $586 below high
Comparable vehicles
155

Market Retail Price (MRP™)

$35,271

This vehicle $37,158 · $1,887 (5%) above MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$36,391

This vehicle $37,158 · $767 (2%) above TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-22) — an estimate, not an appraisal. How TRV works.

Fast-selling model · older listing

Comparable vehicles nationally have sold faster than the market baseline, but this listing has been available longer than the cohort’s typical sell-time (about 840 days).

What does Demand-Verified mean?

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$32,798 – $37,744
Regional Range$32,798 – $37,744

Mcgrath Honda Of St. Charles

St. Charles, IL

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Honda Accord

Listing updated: Sep 22, 2026

Listed by a franchise dealer in St. Charles, IL · On lot for 59 days · VIN verifiable at NHTSA

This new 2026 Honda Accord Hybrid EX-L is listed at $37,158 by mcgrath honda of st. charles in St. Charles, IL 60174. It has 8 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 155 comparable listings matched to this vehicle, the estimated market range is $32,798 to $37,744. The comparable range in IL is $32,798 to $37,744. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 59 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 22, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader St. Charles, IL sedans market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Honda Accord against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
  • Fair Price — priced within the expected range for comparable vehicles.
  • Overpriced — priced above the typical range for comparable vehicles.
  • Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in St. Charles, IL, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1HGCY2F65TA052284 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Honda Accord Market in IL

IL Market Listings

1,672

Average Price

$32,157

Price Range

$28,042–$37,558

Avg Days on Lot

45

Based on all 1,672 2024-2027 Honda Accord listings in the IL market, the average asking price is $32,157. This listing at $37,158 is $5,001 above the broader IL average (16% above the IL average). This is a wider, all-trim comparison across IL; OAV's price verdict above uses the closer comparable set. Comparable prices in IL range from $28,042 to $37,558. Similar vehicles spend an average of 45 days on dealer lots in this market.

Similar Honda Accord Listings in IL

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Hybrid EX-L — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.