Is the $12,699 price on this 2020 Cadillac XT4 a good deal?

OAV rates this as a Great Deal because the asking price of $12,699 is below the typical market range for this vehicle.

What is the average price for a 2020 Cadillac XT4 in TX?

Based on 610 comparable listings in TX, the average asking price for a 2018-2022 Cadillac XT4 is $23,607, with prices ranging from $10,200 to $51,875.

How long does a 2020 Cadillac XT4 typically stay on dealer lots?

Comparable Cadillac XT4 listings in TX spend an average of 160 days on dealer lots.

Where is this 2020 Cadillac XT4 located?

This vehicle is listed in Garland, TX 75041. VIN: 1GYFZDR48LF049195. Mileage: 143,293 miles.

What is the fair market price range for this 2020 Cadillac XT4?

OAV's Price-to-Market analysis estimates the fair market range is $19,105 to $24,980, based on 21 comparable vehicles.

No Photo Available

Vehicle Details

VIN1GYFZDR48LF049195

TrimPremium Luxury

Exterior ColorWhite

Drivetrain4WD

Engine2.0L I4

TransmissionAutomatic

Fuel TypePremium Unleaded

Inventory Typeused

Days on Lot62

2020 Cadillac XT4

Premium Luxury

Great Deal

$12,699143,293 mi

Garland, TX 75041

Is this 2020 Cadillac XT4 Premium Luxury a good deal?

OAV verdict: Great Deal

Why: Listed at $12,699, comparable market range $19,105–$24,980, based on 21 comparable listings. Days on lot: 62 days (market average 160 days).

Market price position

$12,699 · $6,406 below market low

$19,105comparable$24,980

Regional range: $19,105 – $24,980
vs. market low: — $6,406 (34% below)
Comparable vehicles: 21

Market Retail Price (MRP™)

$22,043

This vehicle $12,699 · $9,344 (42%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$13,751

This vehicle $12,699 · $1,052 (8%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-16) — an estimate, not an appraisal. How TRV works.

Demand-Verified· Backed by recent sales data

Similar vehicles recently sold in an estimated 29–67 days.

Verify before inquiring

This listing is priced about 34% below the lowest comparable vehicle in the regional market. Discounts at this scale frequently indicate accident damage, branded title (salvage or rebuilt), or undisclosed mechanical issues. Strongly recommend pulling a vehicle history report and inspecting listing photos carefully before inquiring.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges update continuously.

Regional Range$19,105 – $24,980

Bellas Automotive Llc

Garland, TX

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from bellas automotive llc →

Request availability and out-the-door price

OAV will route your inquiry to Bellas Automotive Llc for current availability of this 2020 Cadillac XT4 Premium Luxury and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Cadillac XT4

Listing updated: Jul 16, 2026

Listed by an independent dealer in Garland, TX · On lot for 62 days · VIN verifiable at NHTSA

This used 2020 Cadillac XT4 Premium Luxury is listed at $12,699 by bellas automotive llc in Garland, TX 75041. It has 143,293 miles on the odometer. The exterior color is White. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as a Great Deal — priced below market value. Based on 21 similar vehicles in the Garland market, the estimated market range is $19,105 to $24,980.

This vehicle has been on the lot for 62 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Garland, TX suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Cadillac XT4 against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Garland, TX, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1GYFZDR48LF049195 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is updated continuously; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Cadillac XT4 Market in TX

Comparable Vehicles

610

Average Price

$23,607

Price Range

$10,200–$51,875

Avg Days on Lot

160

Based on 610 comparable 2018-2022 Cadillac XT4 listings in TX, the average asking price is $23,607. This listing at $12,699 is $10,908 below average (46% below market). Comparable prices in TX range from $10,200 to $51,875. Similar vehicles spend an average of 160 days on dealer lots in this market.