2021 Cadillac XT4 Premium Luxury

Listed by an independent dealer in Saint James, NY · On lot for 61 days · VIN verifiable at NHTSA

This used 2021 Cadillac XT4 Premium Luxury is listed at $26,998 by Carmax Smithtown in Saint James, NY 11780. It has 30,792 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is White. It features a 4WD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 67 comparable listings matched to this vehicle, the estimated market range is $18,781 to $29,338. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 61 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 28, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader Saint James, NY suvs market analysis. OAV rates each vehicle against its comparable range and comparable count — local-first, widening the comparison set only when local inventory is too thin to support a reliable range; days-on-lot and demand signals are shown separately, not as verdict inputs.

• View the full Saint James, NY suvs market →
• All vehicles in Saint James, NY →
• All vehicles in NY →
• All vehicles from this dealer →

Price history

Asking-price changes for this listing over the last 90 days at this dealer.

1. Sep 26, 2026 · Reduced $2,750 (−9.2%)$26,998
2. First seen at $29,748$29,748

Down $2,750 (−9.2%) across 1 price change.

Based on observations of this listing. Dates reflect when a change was first observed; the dealer's own records may differ.

How this deal is rated

OAV compares this 2021 Cadillac XT4 against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

• Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
• Fair Price — priced within the comparable range, or below the floor by less than that margin.
• Overpriced — priced above the comparable range.
• Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's Price-to-Market verdict and live market context for every dealer's inventory, whether or not the dealer has any relationship with OAV. A dealer that claims its listings can manage its profile and have buyer inquiries routed to it directly. A paying partner's own listings additionally carry an OAV Verified Partner label on the dealer contact block and a link to the dealer's own listing page. That is the complete list of what a relationship with OAV changes, and all of it concerns the dealer's identity on its own listings. Payment never changes a vehicle's verdict, its eligibility to be scored or cited, the evidence shown or withheld, or where and how prominently the listing appears on any OAV page, board, or answer. There is no paid placement, ranking, ordering, verdict badge, or featured position of any kind. OAV sells dealers insight into the evidence, never influence over it.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Saint James, NY, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1GYFZDR45MF081507 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2021 Cadillac XT4 Market in NY

Based on all 101 2019-2023 Cadillac XT4 listings in the NY market, the average asking price is $26,560. This listing at $26,998 is $438 above the broader NY average (2% above the NY average). This is a wider, all-trim comparison across NY; OAV's price verdict above uses the closer comparable set. Comparable prices in NY range from $20,878 to $31,000. Similar vehicles spend an average of 67 days on dealer lots in this market.

Similar Cadillac XT4 Listings in NY

8 similar listings shown (closest matches by model year and mileage) (subject trim: Premium Luxury — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.