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U.S. Patent No. 12,236,477 — Patented Automotive Data Standardization Technology
OAV

2026 Ford F-150 XLT

2026 Ford F-150View this vehicle at peppers automotive group →

Vehicle Details

VIN1FTFW3L57TFB75462
TrimXLT
Exterior ColorBlack
Drivetrain4WD
Engine5.0L V8
TransmissionAutomatic
Fuel TypeUnleaded
Inventory Typenew
MSRP$66,125
Days on Lot45

XLT

Fair Price
$55,897164 mi

Dealer-reported mileage — not independently verified by OAV.

McKenzie, TN 38201

Is this 2026 Ford F-150 XLT a good deal?

OAV verdict: Fair Price

Why: Listed at $55,897, comparable market range $49,897–$88,498, based on 63 comparable listings.

Market context (not a verdict input): Listed 45 days · about typical for comparable local listings (typical ~15–75 days).

Manufacturer MSRPReference

$66,125

This vehicle $55,897 · $10,228 (15%) below MSRP

MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the supported comparable range a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.

Market price position

$55,897 · within market range

Comparable range
$49,897 – $88,498
vs. market
$6,000 above low · $32,601 below high
Comparable vehicles
63

Market Retail Price (MRP™)

$69,198

This vehicle $55,897 · $13,301 (19%) below MRP

MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.

True Retail Value (TRV™)

$57,425

This vehicle $55,897 · $1,528 (3%) below TRV

TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-26) — an estimate, not an appraisal. How TRV works.

Comparable vehicles nationally recently sold in an estimated 7–121 days.

Local Market Range

Comparable listings in this vehicle's local market, rebuilt from the market snapshot shown above.

Local Range$49,897 – $88,498

Peppers Automotive Group

McKenzie, TN

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OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2026 Ford F-150

Listing updated: Sep 26, 2026

Listed by a franchise dealer in McKenzie, TN · On lot for 45 days · VIN verifiable at NHTSA

This new 2026 Ford F-150 XLT is listed at $55,897 by peppers automotive group in McKenzie, TN 38201. It has 164 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a 4WD drivetrain with a 5.0L V8 engine and Automatic transmission.

OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 63 comparable listings matched to this vehicle, the estimated market range is $49,897 to $88,498. The local comparable range around McKenzie, TN is $49,897 to $88,498; the local cohort is drawn around this dealer's market and can include listings across a state line. These comparisons match year, make, and model, using trim where the data supports it. OAV does not adjust comparable prices for mileage — every price shown is the real advertised price. On used vehicles, mileage can still cause OAV to withhold a verdict — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than call it a deal it can't support.

This vehicle has been on the lot for 45 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 26, 2026. The comparable band (patent pending) is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.

Market context

This listing is part of OAV's broader McKenzie, TN trucks market analysis. OAV rates each vehicle against its comparable range and comparable count — local-first, widening the comparison set only when local inventory is too thin to support a reliable range; days-on-lot and demand signals are shown separately, not as verdict inputs.

How this deal is rated

OAV compares this 2026 Ford F-150 against similar vehicles currently available for sale — same make, model, and year range, using trim where the data supports it. OAV does not adjust comparable prices for mileage; on used vehicles it withholds a verdict when mileage would distort the comparison — very high or unreliable mileage, or a lower price better explained by higher-than-typical mileage than by a genuine market discount — rather than overstate a deal. Based on where this listing falls in that comparable set, it is rated:

  • Great Deal — priced below the comparable-range floor by at least OAV's minimum-gap margin; a smaller gap under the floor is Fair Price.
  • Fair Price — priced within the comparable range, or below the floor by less than that margin.
  • Overpriced — priced above the comparable range.
  • Unscored — OAV withholds a verdict when the evidence cannot support one: too few or too widely spread comparables, a price it cannot validate, a branded or salvage title, or mileage that would distort the comparison. The listing stays visible; only the rating is withheld.

Listings show OAV's Price-to-Market verdict and live market context for every dealer's inventory, whether or not the dealer has any relationship with OAV. A dealer that claims its listings can manage its profile and have buyer inquiries routed to it directly. A paying partner's own listings additionally carry an OAV Verified Partner label on the dealer contact block and a link to the dealer's own listing page. That is the complete list of what a relationship with OAV changes, and all of it concerns the dealer's identity on its own listings. Payment never changes a vehicle's verdict, its eligibility to be scored or cited, the evidence shown or withheld, or where and how prominently the listing appears on any OAV page, board, or answer. There is no paid placement, ranking, ordering, verdict badge, or featured position of any kind. OAV sells dealers insight into the evidence, never influence over it.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in McKenzie, TN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTFW3L57TFB75462 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented vehicle market standardization technology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.

2026 Ford F-150 Market in TN

TN Market Listings

2,227

Average Price

$59,489

Price Range

$42,610–$79,193

Avg Days on Lot

60

Based on all 2,227 2024-2027 Ford F-150 listings in the TN market, the average asking price is $59,489. This listing at $55,897 is $3,592 below the broader TN average (6% below the TN average). This is a wider, all-trim comparison across TN; OAV's price verdict above uses the closer comparable set. Comparable prices in TN range from $42,610 to $79,193. Similar vehicles spend an average of 60 days on dealer lots in this market.

Similar Ford F-150 Listings in TN

8 similar listings shown (closest matches by model year and mileage) (subject trim: XLT — compare trims below)

This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.