2021 Ford F-150 XLT
Vehicle Details
XLT
Ramsey, MN 55303
Is this 2021 Ford F-150 XLT a good deal?
OAV verdict: Fair Price
Why: Listed at $24,995, comparable market range $16,980–$39,844, based on 112 comparable listings. Listed 151 days · longer than most comparable local listings (typical ~15–75 days).
Market price position
$24,995 · within market range
- Comparable range
- $16,980 – $39,844
- vs. market
- $8,015 above low · $14,849 below high
- Comparable vehicles
- 112
Market Retail Price (MRP™)
$28,412This vehicle $24,995 · $3,417 (12%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$27,521This vehicle $24,995 · $2,526 (9%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-25) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 16–71 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Diamond Auto Inc.
Ramsey, MN
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OAV will route your inquiry to Diamond Auto Inc. for current availability of this 2021 Ford F-150 XLT and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2021 Ford F-150
Listing updated: Aug 25, 2026Listed by an independent dealer in Ramsey, MN · On lot for 151 days · VIN verifiable at NHTSA
This used 2021 Ford F-150 XLT is listed at $24,995 by diamond auto inc. in Ramsey, MN 55303. It has 121,400 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Gray. It features a 4WD drivetrain with a 3.3L V6 engine and Automatic transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 112 comparable listings matched to this vehicle, the estimated market range is $16,980 to $39,844. The local market range in MN is $26,595 to $28,949. These comparisons match year, make, model, and market, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 151 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Ramsey, MN trucks market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2021 Ford F-150 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Ramsey, MN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTFW1E85MFD11309 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2021 Ford F-150 Market in MN
MN Market Listings
1,121
Average Price
$36,193
Price Range
$10,348–$108,250
Avg Days on Lot
76
Based on all 1,121 2019-2023 Ford F-150 listings in the MN market, the average asking price is $36,193. This listing at $24,995 is $11,198 below the broader MN average (31% below the MN average). This is a wider, all-trim comparison across MN; OAV's price verdict above uses the closer comparable set. Comparable prices in MN range from $10,348 to $108,250. Similar vehicles spend an average of 76 days on dealer lots in this market.
Similar Ford F-150 Listings in MN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLT — compare trims below)
2019 Ford F-150
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2019 Ford F-150
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Hugo, MN
2020 Ford F-150
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Moorhead, MN
2019 Ford F-150
XLT
St. Cloud, MN
2020 Ford F-150
XLT
Loretto, MN
2019 Ford F-150
XLT
Becker, MN
2019 Ford F-150
XLT
Ham Lake, MN
2020 Ford F-150
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Zimmerman, MN