2026 Ford F-150 STX
Vehicle Details
STX
Dealer-reported mileage — not independently verified by OAV.
Waterloo, IL 62298
Is this 2026 Ford F-150 STX a good deal?
OAV verdict: Fair Price
Why: Listed at $44,370, comparable market range $43,547–$53,777, based on 25 comparable listings. Days on lot: 201 days (market average 68 days).
Manufacturer MSRPReference
$44,370This vehicle $44,370 · priced at MSRP
MSRP is the manufacturer's suggested retail price, shown for reference only. OAV rates new-car deals by how far below the LOCAL COMPARABLE MARKET a vehicle is priced (see OAV's market comparables / MRP and sold-price value / TRV) — not by discount from MSRP, because dealer-supplied MSRP is not independently verified. The advertised price is set by the dealer and may require financing, rebates, trade-in, or other qualifications, and excludes taxes, fees, and dealer add-ons — confirm the out-the-door price with the dealer. How OAV rates new-car deals.
Market price position
$44,370 · within market range
- Comparable range
- $43,547 – $53,777
- vs. market
- $823 above low · $9,407 below high
- Comparable vehicles
- 25
Market Retail Price (MRP™)
$48,662This vehicle $44,370 · $4,292 (9%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$47,963This vehicle $44,370 · $3,593 (7%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-31) — an estimate, not an appraisal. How TRV works.
Similar vehicles recently sold in an estimated 12–86 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Sunset Ford Of Waterloo
Waterloo, IL
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Sunset Ford Of Waterloo for current availability of this 2026 Ford F-150 STX and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2026 Ford F-150
Listing updated: Jul 31, 2026Listed by a franchise dealer in Waterloo, IL · On lot for 201 days · VIN verifiable at NHTSA
This new 2026 Ford F-150 STX is listed at $44,370 by sunset ford of waterloo in Waterloo, IL 62298. It has 720 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a 4WD drivetrain with a 2.7L V6 engine and Automatic transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 25 comparable listings matched to this vehicle, the estimated market range is $43,547 to $53,777. The local market range in IL is $43,547 to $53,777. These comparisons match year, make, and model and may currently span trims and configurations (trim-level matching is rolling out).
This vehicle has been on the lot for 201 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Waterloo, IL trucks market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2026 Ford F-150 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Waterloo, IL, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTEW2LP3TFA00858 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2026 Ford F-150 Market in IL
IL Market Listings
3,772
Average Price
$59,164
Price Range
$27,573–$237,137
Avg Days on Lot
68
Based on all 3,772 2024-2028 Ford F-150 listings in the IL market, the average asking price is $59,164. This listing at $44,370 is $14,794 below the broader IL average (25% below the IL average). This is a wider, all-trim comparison across IL; OAV's price verdict above uses the closer comparable set. Comparable prices in IL range from $27,573 to $237,137. Similar vehicles spend an average of 68 days on dealer lots in this market.
Similar Ford F-150 Listings in IL
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: STX — compare trims below)
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