Is the $19,815 price on this 2020 Ford Explorer a good deal?

OAV has not assigned a market verdict to this listing yet because there isn't enough comparable market data.

How long does a 2020 Ford Explorer typically stay on dealer lots?

Comparable Ford Explorer listings in IA spend an average of 68 days on dealer lots.

Where is this 2020 Ford Explorer located?

This vehicle is listed in Dubuque, IA 52003. VIN: 1FMSK8DHXLGA64605. Mileage: 96,536 miles.

2020 Ford Explorer XLT for Sale in Dubuque, IA

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Vehicle Details

VIN1FMSK8DHXLGA64605

TrimXLT

Exterior ColorGray

Drivetrain4WD

Engine2.3L I4

TransmissionAutomatic

Fuel TypeUnleaded

Inventory Typeused

Days on Lot144

XLT

Unscored

$19,81596,536 mi

Dubuque, IA 52003

Is this 2020 Ford Explorer XLT a good deal?

OAV verdict: Unscored

Why: Listed at $19,815. OAV found only 5 comparable listings — too few for a reliable market range or verdict. Days on lot: 144 days (market average 68 days).

Market price position

Limited comparable data — OAV has not assigned a reliable market verdict to this listing yet.

Fast-selling model · older listing

Comparable vehicles nationally have sold faster than the market baseline, but this listing has been available longer than the cohort’s typical sell-time (about 12–45 days).

What does Demand-Verified mean?

Verify before inquiring

This listing has been available about 3.2x longer than comparable vehicles typically take to sell (cohort sells in 12–45 days; this one is at 144). Confirm its history, condition, availability, and out-the-door price before proceeding.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.

Local Range$18,997 – $20,419

Regional Range$18,997 – $26,398

Finnin Kia

Dubuque, IA

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

View all vehicles from finnin kia →

Request availability and out-the-door price

OAV will route your inquiry to Finnin Kia for current availability of this 2020 Ford Explorer XLT and an out-the-door price quote (taxes, fees, addons included).

OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.

About This 2020 Ford Explorer

Listing updated: Aug 5, 2026

Listed by a franchise dealer in Dubuque, IA · On lot for 144 days · VIN verifiable at NHTSA

This used 2020 Ford Explorer XLT is listed at $19,815 by finnin kia in Dubuque, IA 52003. It has 96,536 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Gray. It features a 4WD drivetrain with a 2.3L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Unscored due to insufficient comparable data. OAV has not assigned a reliable comparable market range for this vehicle yet — the comparable set is too limited.

This vehicle has been on the lot for 144 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Dubuque, IA suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Ford Explorer against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in Dubuque, IA, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FMSK8DHXLGA64605 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Ford Explorer Market in IA

IA Market Listings

254

Average Price

$23,510

Price Range

$6,940–$40,782

Avg Days on Lot

Based on all 254 2018-2022 Ford Explorer listings in the IA market, the average asking price is $23,510. Because OAV has not assigned a reliable price verdict to this listing, it does not state how it compares to this broader average. Comparable prices in IA range from $6,940 to $40,782. Similar vehicles spend an average of 68 days on dealer lots in this market.