2020 Ford Explorer XLT
View this vehicle at subaru white plains →Vehicle Details
XLT
Elmsford, NY 10523
Is this 2020 Ford Explorer XLT a good deal?
OAV verdict: Fair Price
Why: Listed at $19,320, comparable market range $13,900–$25,995, based on 97 comparable listings. Listed 5 days.
Market price position
$19,320 · within market range
- Comparable range
- $13,900 – $25,995
- vs. market
- $5,420 above low · $6,675 below high
- Comparable vehicles
- 97
Market Retail Price (MRP™)
$19,948This vehicle $19,320 · $628 (3%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$20,965This vehicle $19,320 · $1,645 (8%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-09-03) — an estimate, not an appraisal. How TRV works.
Comparable vehicles nationally recently sold in an estimated 13–48 days, and this listing is still within that typical selling window.
What does Demand-Verified mean?
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Subaru White Plains
Elmsford, NY
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Subaru White Plains for current availability of this 2020 Ford Explorer XLT and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Ford Explorer
Listing updated: Sep 3, 2026Listed by a franchise dealer in Elmsford, NY · On lot for 5 days · VIN verifiable at NHTSA
This used 2020 Ford Explorer XLT is listed at $19,320 by subaru white plains in Elmsford, NY 10523. It has 82,783 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a 4WD drivetrain with a 2.3L I4 engine and Automatic transmission.
OAV's independent, evidence-backed Price-to-Market analysis rates this vehicle as Fair Price — priced in line with the supported comparable range. Based on 97 comparable listings matched to this vehicle, the estimated market range is $13,900 to $25,995. These comparisons match year, make, and model, using trim where trim data supports it. OAV does not adjust comparables for odometer — where mileage would distort a verdict, it withholds one instead.
This vehicle has been on the lot for 5 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477). Verdict methodology ptm-verdict-v1 · snapshot Sep 3, 2026. The patented comparable band is the input; ptm-verdict-v1 is the versioned OAV rule set that turns it into this verdict.
Market context
This listing is part of OAV's broader Elmsford, NY suvs market analysis. OAV compares vehicles by local and regional price-to-market ranges and comparable count; days-on-lot and demand signals are shown separately, not as verdict inputs.
How this deal is rated
OAV compares this 2020 Ford Explorer against similar vehicles currently available for sale — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the comparable-range floor by a meaningful margin (OAV's minimum-gap rule); a listing below the floor by less than that margin is Fair Price.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners can surface additional verification signals, but commercial participation never changes a listing's Price-to-Market verdict, eligibility, ranking, or confidence.
How this listing is verified
This vehicle listing was aggregated from a franchise dealer in Elmsford, NY, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FMSK8DH9LGC55920 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles.
2020 Ford Explorer Market in NY
NY Market Listings
527
Average Price
$23,782
Price Range
$15,449–$31,672
Avg Days on Lot
81
Based on all 527 2018-2022 Ford Explorer listings in the NY market, the average asking price is $23,782. This listing at $19,320 is $4,462 below the broader NY average (19% below the NY average). This is a wider, all-trim comparison across NY; OAV's price verdict above uses the closer comparable set. Comparable prices in NY range from $15,449 to $31,672. Similar vehicles spend an average of 81 days on dealer lots in this market.
Similar Ford Explorer Listings in NY
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLT — compare trims below)
This is a broad, statewide same-model set (any trim, mileage, or title) — not the qualified comparable cohort behind the verdict above; lower prices here typically reflect a different trim, higher mileage, or a branded title.
2018 Ford Explorer
XLT
Deer Park, NY
2018 Ford Explorer
XLT
Brooklyn, NY
2018 Ford Explorer
XLT
Patchogue, NY
2018 Ford Explorer
XLT
Utica, NY
2018 Ford Explorer
XLT
West Islip, NY
2019 Ford Explorer
XLT
Apalachin, NY
2018 Ford Explorer
XLT
Evans Mills, NY
2018 Ford Explorer
XLT
Corona, NY