2021 Volvo XC40 Momentum

Listed by an independent dealer in Gary, IN · On lot for 82 days · VIN verifiable at NHTSA

This used 2021 Volvo XC40 Momentum is listed at $15,995 by og auto finance in Gary, IN 46409. It has 94,819 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Red. It features a FWD drivetrain with a 2.0L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Unscored due to insufficient comparable data. OAV has not assigned a reliable comparable market range for this vehicle yet — the comparable set is too limited.

This vehicle has been on the lot for 82 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Gary, IN suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

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How this deal is rated

OAV compares this 2021 Volvo XC40 against similar vehicles currently available in the local and regional market — same make, model, and year range (currently across available trims and configurations; trim-level matching is rolling out), filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

• Great Deal — priced below the typical range for comparable vehicles.
• Fair Price — priced within the expected range for comparable vehicles.
• Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Gary, IN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN YV4AC2HK7M2590699 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2021 Volvo XC40 Market in IN

Based on all 26 2019-2023 Volvo XC40 listings in the IN market, the average asking price is $23,462. Because OAV has not assigned a reliable price verdict to this listing, it does not state how it compares to this broader average. Comparable prices in IN range from $14,603 to $34,550. Similar vehicles spend an average of 57 days on dealer lots in this market.

Similar Volvo XC40 Listings in IN

8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: Momentum — compare trims below)