Is the $12,995 price on this 2020 Toyota Camry a good deal?

OAV rates this as a Great Deal because the asking price of $12,995 is below the typical market range for this vehicle.

What is the average price for a 2020 Toyota Camry in TN?

Based on 467 comparable listings in TN, the average asking price for a 2018-2022 Toyota Camry is $21,653, with prices ranging from $9,951 to $36,999.

How long does a 2020 Toyota Camry typically stay on dealer lots?

Comparable Toyota Camry listings in TN spend an average of 61 days on dealer lots.

Where is this 2020 Toyota Camry located?

This vehicle is listed in Memphis, TN 38106. VIN: 4T1G11AK9LU360331. Mileage: 164,101 miles.

What is the fair market price range for this 2020 Toyota Camry?

OAV's Price-to-Market analysis estimates the fair market range is $21,901 to $27,572, based on 8 comparable vehicles.

No Photo Available

Vehicle Details

VIN4T1G11AK9LU360331

TrimSE

DrivetrainFWD

Engine2.5L I4

TransmissionAutomatic

Fuel TypeUnleaded

Inventory Typeused

Days on Lot29

2020 Toyota Camry

Unscored

$12,995164,101 mi

Memphis, TN 38106

Is this 2020 Toyota Camry SE a good deal?

OAV verdict: Unscored

Why: Listed at $12,995, comparable market range $21,901–$27,572, based on 8 comparable listings. Days on lot: 29 days (market average 61 days).

Market price position

Lowest comparable ($)

21,901

Highest comparable ($)

27,572

This vehicle's price ($)

12,995

$12,995 · $8,906 below market low

$21,901comparable$27,572

Regional range: $21,901 – $27,572
vs. market low: — $8,906 (41% below)
Comparable vehicles: 8

Demand-Verified· Backed by recent sales data

Faster-than-average sell-through

Similar vehicles recently sold in an estimated 9–59 days.

What does Demand-Verified mean?

Verify before inquiring

This listing is priced about 41% below the lowest comparable vehicle in the regional market. Discounts at this scale frequently indicate accident damage, branded title (salvage or rebuilt), or undisclosed mechanical issues. Strongly recommend pulling a vehicle history report and inspecting listing photos carefully before inquiring.

Market Breakdown

Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges refresh daily.

Regional Range$21,901 – $27,572

Dealer Info

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Memphis, TN

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About This 2020 Toyota Camry

Listing updated: May 22, 2026

Listed by an independent dealer in Memphis, TN · On lot for 29 days · VIN verifiable at NHTSA

This used 2020 Toyota Camry SE is listed at $12,995 by an independent dealer in Memphis, TN 38106. It has 164,101 miles on the odometer. It features a FWD drivetrain with a 2.5L I4 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Unscored due to insufficient comparable data. Based on 8 similar vehicles in the Memphis market, the estimated market range is $21,901 to $27,572.

This vehicle has been on the lot for 29 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader Memphis, TN sedans market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

How this deal is rated

OAV compares this 2020 Toyota Camry against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

Great Deal — priced below the typical range for comparable vehicles.
Fair Price — priced within the expected range for comparable vehicles.
Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from an independent dealer in Memphis, TN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 4T1G11AK9LU360331 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is refreshed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Toyota Camry Market in TN

Comparable Vehicles

467

Average Price

$21,653

Price Range

$9,951–$36,999

Avg Days on Lot

Based on 467 comparable 2018-2022 Toyota Camry listings in TN, the average asking price is $21,653. This listing at $12,995 is $8,658 below average (40% below market). Comparable prices in TN range from $9,951 to $36,999. Similar vehicles spend an average of 61 days on dealer lots in this market.