2021 Toyota RAV4 XLE
Vehicle Details
XLE
Paterson, NJ 07514
Is this 2021 Toyota RAV4 XLE a good deal?
OAV verdict: Fair Price
Why: Listed at $20,495, comparable market range $18,499–$33,190, based on 49 comparable listings. Days on lot: 68 days (market average 49 days).
Market price position
$20,495 · within market range
- Comparable range
- $18,499 – $33,190
- vs. market
- $1,996 above low · $12,695 below high
- Comparable vehicles
- 49
Market Retail Price (MRP™)
$25,845This vehicle $20,495 · $5,350 (21%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$21,101This vehicle $20,495 · $606 (3%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-07-30) — an estimate, not an appraisal. How TRV works.
Similar vehicles recently sold in an estimated 16–54 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Universal Car Masters
Paterson, NJ
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Request availability and out-the-door price
OAV will route your inquiry to Universal Car Masters for current availability of this 2021 Toyota RAV4 XLE and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2021 Toyota RAV4
Listing updated: Jul 30, 2026Listed by an independent dealer in Paterson, NJ · On lot for 68 days · VIN verifiable at NHTSA
This used 2021 Toyota RAV4 XLE is listed at $20,495 by universal car masters in Paterson, NJ 07514. It has 138,362 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Silver. It features a FWD drivetrain with a 2.5L I4 engine and Automatic transmission.
OAV's AI-powered Price-to-Market analysis rates this vehicle as Fair Price — priced at market value. Based on 49 comparable listings matched to this vehicle for its price verdict, the estimated market range is $18,499 to $33,190. The local market range in NJ is $18,499 to $18,499.
This vehicle has been on the lot for 68 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Paterson, NJ suvs market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2021 Toyota RAV4 against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Paterson, NJ, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 2T3W1RFV4MC096135 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2021 Toyota RAV4 Market in NJ
NJ Market Listings
339
Average Price
$27,921
Price Range
$13,995–$42,990
Avg Days on Lot
49
Based on all 339 2019-2023 Toyota RAV4 listings in the NJ market, the average asking price is $27,921. This listing at $20,495 is $7,426 below average (27% below market). Comparable prices in NJ range from $13,995 to $42,990. Similar vehicles spend an average of 49 days on dealer lots in this market.
Similar Toyota RAV4 Listings in NJ
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLE — compare trims below)
2020 Toyota RAV4
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Plainfield, NJ
2020 Toyota RAV4
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Verona, NJ
2019 Toyota RAV4
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Paterson, NJ
2019 Toyota RAV4
XLE
Ramsey, NJ
2019 Toyota RAV4
XLE
Jackson Township, NJ
2021 Toyota RAV4
XLE
Wood-Ridge, NJ
2019 Toyota RAV4
XLE
Newark, NJ
2022 Toyota RAV4
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Roselle, NJ