2020 Ford F-150 XLT
Vehicle Details
XLT
Loretto, MN 55357
Reported title-brand history on this vehicle (salvage, 1 accident). OAV indicator from reported history events — not an official title or NMVTIS report.
Is this 2020 Ford F-150 XLT a good deal?
OAV verdict: Fair Price
Why: Listed at $17,490, comparable market range $16,345–$36,995, based on 81 comparable listings. Listed 67 days · about typical for comparable local listings (typical ~15–75 days).
Market price position
$17,490 · within market range
- Comparable range
- $16,345 – $36,995
- vs. market
- $1,145 above low · $19,505 below high
- Comparable vehicles
- 81
Market Retail Price (MRP™)
$26,670This vehicle $17,490 · $9,180 (34%) below MRP
MRP™ is the midpoint of the comparable market range — the representative price the market is asking for similar vehicles. How MRP works.
True Retail Value (TRV™)
$23,002This vehicle $17,490 · $5,512 (24%) below TRV
TRV™ is the average paid price for cars like this in the last 60 days (sold data through 2026-08-24) — an estimate, not an appraisal. How TRV works.
Branded-title price context: Branded-title F-150s like this typically sell ~17% below comparable clean-title vehicles. The market range shown above is for clean-title cars — this listing's price reflects branded-title history.
Branded-adjusted estimate: $13,646 – $30,887 (clean-title range scaled by the branded discount — an estimate, not an appraisal).
Comparable vehicles nationally recently sold in an estimated 15–70 days.
Market Breakdown
Local = comparable listings in the same metro. Regional = comparable listings across the broader state or multi-state region. Both ranges are rebuilt from the market snapshot shown above.
Direct Auto Sales Llc
Loretto, MN
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
Request availability and out-the-door price
OAV will route your inquiry to Direct Auto Sales Llc for current availability of this 2020 Ford F-150 XLT and an out-the-door price quote (taxes, fees, addons included).
OAV routes your inquiry; pricing, taxes, fees, and availability come from the dealer.
About This 2020 Ford F-150
Listing updated: Aug 24, 2026Listed by an independent dealer in Loretto, MN · On lot for 67 days · VIN verifiable at NHTSA
This used 2020 Ford F-150 XLT is listed at $17,490 by direct auto sales llc in Loretto, MN 55357. It has 127,106 miles on the odometer (dealer-reported, not independently verified by OAV). The exterior color is Black. It features a 4WD drivetrain with a 2.7L V6 engine and Automatic transmission.
OAV does not assign a price-to-market verdict to branded-title vehicles. This listing has a reported branded/salvage title, so its price is not rated against clean-title market comparables.
This vehicle has been on the lot for 67 days.
Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).
Market context
This listing is part of OAV's broader Loretto, MN trucks market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.
How this deal is rated
OAV compares this 2020 Ford F-150 against similar vehicles currently available in the local and regional market — same make, model, and year range, using trim where trim data supports it. OAV does not adjust comparables for odometer; on very high-mileage vehicles it withholds a verdict rather than overstate a discount the odometer explains. Based on where this listing falls in that comparable set, it is rated:
- Great Deal — priced below the typical range for comparable vehicles.
- Fair Price — priced within the expected range for comparable vehicles.
- Overpriced — priced above the typical range for comparable vehicles.
Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.
How this listing is verified
This vehicle listing was aggregated from an independent dealer in Loretto, MN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTEW1EPXLFC03446 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.
Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is processed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.
2020 Ford F-150 Market in MN
MN Market Listings
799
Average Price
—
Price Range
—
Avg Days on Lot
85
Based on all 799 2018-2022 Ford F-150 listings in the MN market. Because OAV has not assigned a reliable price verdict to this listing, it does not state how it compares to this broader average. Similar vehicles spend an average of 85 days on dealer lots in this market.
Similar Ford F-150 Listings in MN
8 similar listings shown (closest matches within ±2 model years) and ±30,000 miles (subject trim: XLT — compare trims below)
2018 Ford F-150
XLT
Burnsville, MN
2019 Ford F-150
XLT
Rochester, MN
2019 Ford F-150
XLT
Hugo, MN
2020 Ford F-150
XLT
Moorhead, MN
2018 Ford F-150
XLT
Bloomington, MN
2018 Ford F-150
XLT
Worthington, MN
2018 Ford F-150
XLT
Shakopee, MN
2018 Ford F-150
XLT
Forest Lake, MN