2020 Ford F-150

Listed by a franchise dealer in St. Cloud, MN · On lot for 22 days · VIN verifiable at NHTSA

This used 2020 Ford F-150 XLT is listed at $28,999 by a franchise dealer in St. Cloud, MN 56301. It has 89,387 miles on the odometer. The exterior color is Black. It features a 4WD drivetrain with a 3.5L V6 engine and Automatic transmission.

OAV's AI-powered Price-to-Market analysis rates this vehicle as Unscored due to insufficient comparable data. Based on 6 similar vehicles in the St. Cloud market, the estimated market range is $16,195 to $31,041. The local market range in MN is $16,195 to $31,041.

This vehicle has been on the lot for 22 days.

Analysis powered by OAV's patented inventory standardization technology (U.S. Patent No. 12,236,477).

Market context

This listing is part of OAV's broader St. Cloud, MN trucks market analysis. OAV compares vehicles using local and regional price-to-market ranges, days-on-lot, comparable count, and demand signals where available.

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How this deal is rated

OAV compares this 2020 Ford F-150 against similar vehicles currently available in the local and regional market — same make, model, and year range, filtered for comparable mileage. Based on where this listing falls in that comparable set, it is rated:

• Great Deal — priced below the typical range for comparable vehicles.
• Fair Price — priced within the expected range for comparable vehicles.
• Overpriced — priced above the typical range for comparable vehicles.

Listings show OAV's PTM-derived deal quality and live market context. OAV-claimed dealers manage their listing profile and route buyer inquiries directly. Paid OAV partners surface additional verification signals.

How this listing is verified

This vehicle listing was aggregated from a franchise dealer in St. Cloud, MN, one of 57,000+ U.S. dealerships in OAV's nationwide inventory network.The VIN 1FTEW1E46LKE38522 can be independently verified via the U.S. Department of Transportation's NHTSA VIN decoder, and safety recalls at NHTSA's recall database.

Vehicle attributes (year, make, model, trim, mileage, location) are standardized using OAV's patented methodology (U.S. Patent No. 12,236,477), which normalizes naming conventions and deduplicates cross-listed inventory across the dealership network. Listing data is refreshed daily; Price-to-Market analysis uses comparable vehicles within the same geographic market.

2020 Ford F-150 Market in MN

Based on 1,778 comparable 2018-2022 Ford F-150 listings in MN, the average asking price is $31,157. This listing at $28,999 is $2,158 below average (7% below market). Comparable prices in MN range from $8,995 to $69,999. Similar vehicles spend an average of 61 days on dealer lots in this market.

Similar Ford F-150 Listings in MN

8 comparable vehicles within ±2 model years and ±30,000 miles (subject trim: XLT — compare trims below)